# Beginner Guides
What Is a Credit Card Security Code (CVV, CID, CVC), and What Is It Used For?
An introduction to credit card security codes, including CVV, CVC, and CID....
Now you can product change via Citi online chat in just 5–10 minutes, down from at least 30 minutes before
I previously wrote a short filler post about how, during the pandemic, banks were short-staffed in customer service. People were stuck at home with nothing to do and kept calling c...
Credit Card Cash Advance Guide [2020.6 Update: Person-to-person p2p payments may be treated as cash advance]
[2020.6 Update] According to DOC, using a credit card to send money to someone else through Paypal/Square/Venmo may now be treated by the credit card issuer as a Cash Advance (CA),...
A Guide to Credit Card Address Verification Service (AVS)
When checking out online, in addition to your credit card number, expiration date, and CVV, you’re usually also asked to enter your billing address. That address may be checked thr...
Infant Award Ticket Purchase Guide: ANA Infant Tickets Now Require Only 10% Mileage (Updated 2020.6)
ANA recently changed the rules for issuing infant tickets on mileage awards, and now you only need 10% of the adult mileage requirement. What does that mean? ANA previously require...
eToro | ID Verification Process to Remove Account Restrictions [Deposit $50, Get $50, No Trading Required]
In a previous post, we introduced the amazing eToro cryptocurrency trading platform. See below: eToro cryptocurrency trading platform review [Deposit $50, Get $50, No Trading Requi...
An Introduction to Real Estate Investing in the United States
I know that for many people, buying a rental property still feels far off. But real estate itself requires a lot of preparation, and it often takes a year or two of learning before...
What Should You Do If a Tire Blows Out on a Remote Highway?
Make sure your auto insurance is complete; if a tire goes flat, do not keep driving. Call roadside assistance right away and have the car towed for air or inspection. If you break...
Beginner’s Guide: How to Build Credit in the U.S. Without an SSN
This article shares several ways to help readers who can’t get an SSN in the short term but still want to build a credit history....
What Should You Do If There’s an Error on Your U.S. Entry/Exit Form I-94?
Here’s how Lizi discovered incorrect information on an I-94 and got it corrected. It’s a good idea to check your I-94 right after clearing immigration to make sure nothing was ente...
How to Use Hotel Twitter and WeChat Customer Service for Bookings, Changes, and Cancellations
More and more hotel groups now offer customer service through Twitter and WeChat to help with reservations. If you run into something you can’t do directly on the official website—...