The promotion has been extended through October 31, 2026. If you already opened an account before but never deposited funds, you can still participate. TradeUP has now fully updated its account opening bonus: register through our channel and make a deposit or transfer assets, and you can get up to 50 NVDA shares (worth about $196 each). In addition, you can also get the existing 5-stock raffle and 3% transfer bonus.

  • TradeUP sign-up link (if you have an SSN/ITIN, choose USA; if not, choose other country and just enter a U.S. address)

The best-value setup is to deposit $2,500, which gets you 1 NVDA share + 3 raffle entries + 4% APY. If you have enough funds, you can deposit $10,000 to get 2 NVDA shares + 4 stock draws. You can either deposit funds or transfer assets. The reward tiers are below, and they can all be stacked:

  • 【Site-exclusive bonus】Open a TradeUP account, deposit funds, and keep the funds there for a certain number of days to receive additional NVDA shares. Up to 50 NVDA shares.
  • 【Stock raffle】When you open an account, you can draw up to 5 stocks, each worth up to $1,800. For net deposits of $100-$4,999, you get 2 draws; $5,000-$9,999, 3 draws; $10,000-$99,900, 4 draws; and $100,000+, 5 draws. The odds are 95% for $10-$10; 3% for $20-$30; 1% for $30-$50; 0.8% for $50-$100; and 0.2% for $1,800.
  • 【3% transfer bonus】If you can fund your account by transferring assets, you can also activate a transfer bonus of up to 3% (see the transfer section below for details).
  • 【High APY】The cash account offers a high APY for the first three months (it may fluctuate slightly over time).
  • Once you meet the requirements, the stocks will be distributed according to the table below.

【Note】Except for users in mainland China, Hong Kong, Singapore, Australia, and New Zealand, as well as users who do not have an SSN and cannot provide a U.S. mailing address, compliant users in other regions can claim the stock bonus. This brokerage account can be opened with an SSN/ITIN as long as you have a U.S. address. You can provide a utility bill, credit card statement, bank statement, or other document showing the address you entered as proof.

Note that the NVDA shares are not distributed all at once. The specific distribution rules are below (terms). Please note that different tiers require you to keep the funds in place for different lengths of time, with the longest being 2 years. Also, if you withdraw funds and drop below the required tier during the reward period, later rewards will not be issued.

Based on common questions discussed in the chat group, here is a summary to help everyone open an account, deposit funds, and claim rewards. FAQ:

  • If you transfer in from another brokerage via ACATS, can you still participate in the new-user NVDA bonus and the transfer bonus? Yes! You can also activate the random stock draw. So if you have another brokerage, transferring via ACATS is best — it’s like a triple dip! (details)
  • Do I need to separately sign up for the high-interest cash account? Yes. After opening the account, enroll on the promotion page.
  • Also, if your first deposit is very small, you can contact customer service and ask them to help you apply for additional stock-draw entries.

This bonus is pretty good, so I added it to the rankings too

And this offer is an exclusive channel bonus for this site, and it is higher than public and referral offers. For other similar exclusive offers, see

About TradeUP Tiger Brokers

Tiger Brokers (NASDAQ: TIGR) is an online brokerage that offers stock trading services. If you are in the United States, the U.S. version of Tiger Brokers is TradeUP. It has a U.S. clearing license and is also protected by SIPC.

TradeUP is a trading platform offered by TradeUP Inc. Securities products and brokerage services available through the TradeUP App are offered by TradeUP Securities, Inc. TradeUP Securities, Inc. is a member of FINRA,SIPC, and NYSE, 437 Madison Ave, 27th Floor, New York, NY 10022. For further information about TradeUP Securities, Inc., see FINRA BrokerCheck.

Account bonus

TradeUP is now offering an exclusive perk to our readers; see the top of the article for details.

Account opening process

TradeUP supports account opening with or without an SSN, and even users with an international address (non-U.S. address) can open an account with documents such as an ID and proof of address. Below, we’ll break it down by scenario.

With an SSN or U.S. address

If you are in the United States and have an SSN (social security number), ITIN, or a current U.S. residential address, you can open an account directly on the website or by downloading the TradeUP app. Remember to open your account through our exclusive link to receive the high sign-up bonus mentioned above. Enter promo code: MEIKA101 during app registration.

Note: if you do not have an SSN, you will be asked to complete the W-8BEN form when opening an account. You will be treated as a foreign tax resident, so capital gains tax will not be charged. Only dividend tax will be withheld, based on the dividend withholding rate under the tax treaty between the country used for account opening and the United States.

Non-U.S. address

Users with a non-U.S. address can now open an account directly through the link below.

FAQ

  • International user account opening: Passports and IDs are both accepted, but identity verification may take a bit longer. If it still hasn’t been approved after 5 business days, please contact customer service. International users are not eligible for the extra stock bonus, but they can get the 5-share sweepstakes and high-yield bonus. You can open an account directly; no VPN is needed.
  • How can international users deposit funds? TradeUP does not currently support linking a Hong Kong card. Deposits from Hong Kong cards can only be made by wire transfer. We recommend depositing through Wise. Deposits currently support ACH and wire transfers. Users with a U.S. bank account (including local U.S. banks such as Citi, TD, Chase, BofA, Hua Mei, and Wise USD accounts) can deposit and withdraw directly via ACH, and TradeUP provides instant funding; users without a U.S. bank account can use wire transfers to deposit funds.
  • Fee question: If you open an account without an SSN, you will automatically be classified as a foreign citizen and charged the foreign-citizen trading fee schedule. Trading commissions for non-SSN accounts

About the app

If you have a U.S. iOS account, just search for TradeUP or use the link below.

If you do not have an international app store account, you can use the links below to download it.

Features

  • Zero commission on U.S. stocks and zero options contract fees: supports trading U.S. stocks, ETFs, OTC stocks, and options (SSN users get $0 commissions on U.S. stocks and $0 contract fees on options; non-SSN users should refer to the fee schedule below TradeUP | Take Your Trading to the Next Level ‒Stocks, ETFs, and Options).
  • Supports fractional share trading
  • Supports margin trading: low financing rate of 5.99% APY, with support for various options strategies and multi-leg options strategies.
  • 24-hour trading: Sunday 8:00 PM to Friday 8:00 PM Eastern Time.
  • Real-time market data: provides live quotes, depth market data, and analysis.
  • Supports paper trading, and it is very easy to use in practice. They also recently ran a paper trading contest with prizes.
  • Earnings and news alerts are very timely, which helps you keep up with the latest market moves.

The fee schedule is as follows

They also offer Chinese-language online customer service, which makes communication and problem-solving easier.

For those who prefer trading on a computer, they also offer web trading.

High-yield idle cash management

TradeUP now offers high-yield idle cash management through the TradeUP Cash+ Program,

  • Great rate: earn 3.15% APY for the first three months; after that, the rate depends on the assets you hold in the program.
  • Flexible management: withdraw or invest at any time.
  • 0 fees: no account maintenance fee and no monthly subscription fee.
  • No minimum: the minimum participation amount is just $0.01.
  • Feature details

Transfer bonus

They also offer transfer bonuses and reimbursements

  • Transfer fee reimbursement: If your assets exceed $3,000, TradeUP will reimburse up to $300 in ACATS transfer fees.
  • 2% fixed cashback: Transferred assets can earn 2% cashback, up to $1,000, with no minimum requirement.
  • Additional 1% cashback: Transfer in $100,000 or more, keep the assets for 1 year, and receive an extra 1% cashback, up to $1,000.
  • Transfer link
  • How to transfer stocks between brokerage platforms (ACATS transfer)

Refer-a-friend rewards

  • For each friend you successfully refer who makes an initial deposit of $100, you can receive 2 free stocks with a total value of up to $3,600.
  • You can unlock more benefits by inviting 10 friends.
  • Details

Summary

TradeUP's account-opening bonus is quite attractive. They also offer transfer bonuses and a high-yield cash account, and trading is supported across the entire platform (iOS/Android/PC/Mac/Web).

Stock Basics

Below are introductions and sign-up bonuses for several commonly used U.S. stock brokerages.

Review Sign-up bonus Quick take
Moomoo (Futu) $200 stock card + $1,000 NVDA + 8.1% APY Feature-rich, with a good Chinese-language experience. Market data, Level 2, options, and cash management are all practical, making it suitable for everyone from beginners to active traders.
TradeUp (Tiger Brokers) 50 NVDA shares + chance to win 5 shares + 4% for three months Good for active trading. Trading fees and margin are relatively competitive for U.S. tax residents, and it supports Web Trading, Level 2, and Chinese-language customer service.
Webull 12 fractional shares + 1 month of Premium membership Strong market-monitoring and active-trading features, with relatively complete charts, technical indicators, options, and pre-market/after-hours trading. Best for users who trade frequently.
BBAE Up to $650 bonus Relatively convenient account opening for Chinese users, and you can apply without an SSN/ITIN. Chinese-language support is good, but there is currently a Platform Fee, so it is not ideal for small-balance high-frequency trading.
Robinhood Chance to get 1 stock Simple interface and easy to use, suitable for beginners buying U.S. stocks for the first time. Gold users also get a high yield on idle cash and a lower Margin Rate.
Interactive Brokers Up to $1,000 Highly professional, with support for global markets and multiple currencies. Margin costs are competitive, and it also supports account opening for Chinese residents, making it suitable for advanced and global investors.
TradeStation $250 Geared more toward professional and active trading, with strong advanced charting, strategy backtesting, and automated trading features. Ordinary long-term investors may not need it.
Schwab Up to $1,000 Good for long-term investing and larger asset balances, and convenient for buying ETFs and CDs. Checking and worldwide ATMs are also strengths, but the default interest rate on idle cash is relatively low.
Fidelity brokerage account Sign-up link A long-established full-service brokerage, suitable for long-term investing, ETFs, and retirement accounts. Cash management is also solid, making it a good primary brokerage for the long run.
BIT (formerly Matrixport) Deposit and trade to get $210 Suitable for Chinese users and digital-asset users. You can use funds such as USDT/USDC to allocate to U.S. stocks. It is not a traditional U.S. brokerage, so fees and the asset custody structure need to be reviewed separately.
SoFi Invest Open an account to get $75 Simple to use and supports Stock Bits, making it suitable for small-balance and long-term investing. Professional market data and trading tools are limited, so it is not suitable for frequent trading.
M1 Finance Invest Deposit money to get $10 Focuses on Pies and automated investing. It is suitable for long-term recurring investments after setting your stock and ETF allocations, but not for users whose main focus is active trading.

If you do not have an SSN/ITIN but still want to trade U.S. stocks, you can consider the brokerages/platforms below. They can be registered entirely with Chinese documents, using either an ID card or passport. None participate in China's CRS.

  • BBAE: Chinese-user-friendly; you can open an account without an SSN/ITIN.
  • BIT (formerly Matrixport): You can open an account with an ID card, and approval can take just a few hours.
  • Bitget platform: Identity verification can be completed with an ID card or Chinese passport.

If you are in mainland China and want to invest in U.S. stocks, see this summary:

Signup link

Disclaimer

This information is sourced from third-party providers. TradeUP Securities, Inc. and its affiliates or related entities, their successors and assigns, their respective Directors, Officers and Employees (collectively “TradeUP”) are not liable for any errors, omissions, losses or damages that may have been suffered due to this information. The content of this information has not been independently verified by TradeUP Securities, Inc. No representation or warranty expressed or implied, regarding the accuracy, reliability, completeness, appropriateness, and sufficiency for the content of this information. The views expressed do not necessarily represent the views of TradeUP Securities, Inc. There is no fiduciary relationship established with any party.

All the commissions and fees, including the margin rate, provided in this information may be subject to conditions and other exclusions, for more details please visit www.tradeup.com. Securities and derivatives transactions carry inherent risks, including the potential loss of principal. It is important to weigh potential benefits against the risks. Nothing contained in this information is, or should be construed as, an offer, a solicitation of an offer, or an invitation to buy or sell any security or derivative.

This information is not intended for distribution in any jurisdiction or to minors or individuals with limited legal capacity where such distribution would contravene the law. The image/video is not an official valuation of any security or derivative, and the symbols featured are for demonstration purposes only. The content may include fictitious scenarios and is not intended as a dependable reference or guide for individuals.