Many brokerages are running limited-time bonuses this month, so if you're looking to open an account and grab a big reward at the same time, don't miss out. Details below

  • Moomoo New Bonus — open an account and get $1,000 in NVDA + a $150 stock voucher + 8.1% APY + 1 year of Moomoo Engine!
  • Expires August 31! TradeUP's bonus is up to 50 shares of NVDA + a 5-share sweepstakes prize. It probably won't be this generous again, so if you need to open an account, especially if you can leave the money there for two years, this looks very good.
  • BBAE offers up to a $600 bonus. After the update, the exclusive $50 bonus is still easy to get. You can even open the account with just an ID card, including from China.
  • Webull has switched to a 12-share sweepstakes bonus, so it comes down to luck. The $20 prediction market freebie is also easy money.
  • Other platforms like Moomoo, Schwab, Chase Self Invest, Merrill Edge, and TradeStation all have solid bonuses, but the cash deposit requirements are a bit high. Robinhood's bonuses are smaller, but it's a good place for beginners to start.

Opening an investment account does not require a hard pull and will not affect your credit score. As long as your identity verification passes, you can open the account. So feel free to open one and collect more bonuses!

TradeUP Tiger Brokers (50 shares of NVDA + 5-share sweepstakes)

The promotion has been extended through August 31, 2026. If you already opened an account before but never deposited funds, you can still participate. Tradeup has now fully updated its account opening bonus: register through our channel and make a deposit or transfer assets, and you can get up to 50 NVDA shares (worth about $196 each). In addition, you can also get the existing 5-stock raffle and 3% transfer bonus.

  • TradeUP sign-up link (if you have an SSN/ITIN, choose USA; if not, choose other country and just enter a U.S. address)

The best-value setup is to deposit $2,500, which gets you 1 NVDA share + 3 raffle entries + 4% APY. If you have enough funds, you can deposit $10,000 to get 2 NVDA shares + a chance to win 4 shares. You can deposit funds or transfer assets. The reward tiers are below, and they can all be stacked:

  • 【Site-exclusive bonus】Open a TradeUP account, deposit funds, and keep the funds there for a certain number of days to receive additional NVDA shares. Up to 50 NVDA shares.
  • 【Stock raffle】When you open an account, you can draw up to 5 stocks, each worth up to $1,800. For net deposits of $100-$2,499, you get 2 draws; $2,500-$9,999, 3 draws; $10,000-$99,900, 4 draws; and $100,000+, 5 draws. The odds are 95% for $10-$10; 3% for $20-$30; 1% for $30-$50; 0.8% for $50-$100; and 0.2% for $1,800.
  • 【3% transfer bonus】If you fund your account by transferring assets, you can also activate a transfer bonus of up to 3% (see the transfer section below for details).
  • 【High APY】The cash account offers a high APY for the first three months (it may fluctuate slightly over time).
  • Once you meet the requirements, the stocks will be distributed according to the table below.

【Note】Except for users in mainland China, Hong Kong, Singapore, Australia, and New Zealand, as well as users who do not have an SSN and cannot provide a U.S. mailing address, compliant users in other regions can claim the stock bonus. This brokerage can be opened with an SSN/ITIN as long as you have a U.S. address. You can provide a utility bill, credit card statement, bank statement, or other document showing the address you entered as proof.

Note that the NVDA shares are not distributed all at once. The specific distribution rules are below (terms). Please note that different tiers require you to keep the funds in place for different lengths of time, with the longest being 2 years. Also, if you withdraw funds and drop below the required tier during the reward period, later rewards will not be issued.

Based on common questions discussed in the consultation group, here is a summary to help everyone open an account, deposit funds, and claim rewards. FAQ:

  • If you transfer in from another brokerage via ACATS, can you still participate in the new-user NVDA bonus and the transfer bonus? Yes! You can also activate the random stock draw. So if you have another brokerage, transferring via ACATS is best — it’s like a triple dip! (details)
  • Do I need to separately sign up for the high-interest cash account? Yes. After opening the account, enroll on the promotion page.
  • Also, if your first deposit is very small, you can contact customer service and ask them to help you apply for additional stock-draw entries.

Futu Moomoo ($1,000 NVDA + 8.1% APY + 1 year of Moomoo Engine)

Sign up for Moomoo through this site's exclusive link now, meet the deposit requirements, and you can get up to an exclusive $150 reward + $1,000 in NVDA, earn an exceptionally high 8.1% APY on idle cash, and enjoy one free year of Moomoo Engine advanced features. The best value is a $2,000 deposit held for 60 days, which gets you $250. Of course, given the 8.1% APY, depositing more can also make sense.

[New users] Deposit to get up to a $150 stock cash coupon + $1,000 in NVIDIA bonus shares + 8.1% APY + 1 free year of Moomoo Engine

  • [Site exclusive] Make a first cumulative deposit of $1,000 and receive a $150 stock cash coupon. This can be stacked with the tiered rewards below.
  • Make a first cumulative deposit of $500 and receive $30 worth of NVDA shares -> 60-day lock-up
  • Make a first cumulative deposit of $2,000 and receive a cumulative $100 worth of NVDA shares -> 60-day lock-up
  • Make a first cumulative deposit of $10,000 and receive a cumulative $200 worth of NVDA shares -> 60-day lock-up
  • Make a first cumulative deposit of $50,000 and receive a cumulative $400 worth of free NVDA shares -> 120-day lock-up (release $200 after 60 days and the remaining $200 after 120 days)
  • Make a first cumulative deposit of $100,000 and receive a cumulative $1,000 worth of free NVDA shares -> 180-day lock-up (release $200 after 60 days, $400 after 120 days, and the remaining $400 after 180 days)

You can use your deposit to trade, or simply leave it in place to earn interest. If you do trade, I recommend depositing a bit more so you don't end up below the threshold after losses!

[New users] Account-opening bonus Cash Sweep

  • New customers can join cash sweep as soon as they open an account. The coupon will be sent to the account and needs to be activated in the app.
  • Idle cash can earn 3.35% APY + a 2-month 4.75% APY booster (supports deposits and withdrawals anytime + automatic trade settlement). This 8.1% APY applies only to the first $20,000 in cash deposits.

Note: This article covers Moomoo U.S. benefits and product features. If you apply with an SSN or ITIN and enter a U.S. address, you can still receive the bonus normally.

[Transfer bonus] Moomoo also has a transfer bonus that matches 3% of transferred funds. You need to transfer from a designated broker to Moomoo to activate it. The first transfer earns a cash bonus equal to 3% of the transferred amount (up to $600). Note that the transfer bonus and the deposit bonus are separate: funds transferred in cannot activate the NVDA offer above; deposited funds cannot activate the transfer bonus. But new users can get both bonuses, as long as you fund Moomoo through both channels.

Webull (12 fractional shares + 1 month membership)

Webull has updated its account-opening bonus. Open an account and deposit $100, and you can receive 12 fractional shares, each worth $3-$300. At the same time, new users can also enjoy one free month of Webull Premium.

The specific terms for the regular new-user promotion are as follows (which works out much better than the previous $20 NVDA offer):

  • During July 22, 2026 – October 14, 2026 (Eastern Time), make an initial deposit of $100 or more and keep it in the account for 10 days to receive 12 fractional shares directly
  • The fractional shares come from SpaceX (SPCX), NVIDIA (NVDA), Apple (AAPL), and Tesla (TSLA)
  • Fractional shares and probabilities are as follows: $3, 98.00%; $5, 1.50%; $50, 0.43%; $100, 0.04%; $200, 0.02%; $300, 0.01% (the guaranteed minimum for 12 shares is $36, and the maximum is $3,600)
  • Plus 1 month of free Webull Premium (worth $3.99), which offers a 3.35% yield, a generous IRA match, better margin rates, and more — still quite useful
  • The reward usually appears within 1 calendar day on Webull's "My Rewards" page, but it will initially show as Locked and will unlock after 10 days
  • If you previously registered but have not deposited yet, you can deposit and join this new promotion directly

They also offer a transfer promotion

  • Transfer users can get up to $100 reimbursed in transfer fees
  • IRA users can get up to a 3.4% match (terms)

BBAE $600

BBAE now has a new user deposit bonus, with up to $400 available. In addition, there is a referral bonus that can be stacked for an extra $50. Transfer bonuses also offer a $150 subsidy. Details are below. Opening a BBAE account does not require SSN/ITIN; you can open an account with a Chinese ID card, which is very convenient. (Submitting an application requires a non-Mainland China IP)

  • BBAE signup link (register through the link, or download the app yourself and enter invite code stic4skdx)

After registration, you will automatically receive three coupons that can be used directly. The three bonuses of $400+$50+$150 can be stacked, but please note the specific requirements for each bonus. I think the best value is to deposit $2,000, which can get you a $50 bonus.

[First tier: New user bonus] The tiers are below. You need to complete cumulative net deposits within 90 days after registration. Once you meet a tier, the reward will be issued automatically.

  • Cumulative net deposits of $5,000 – $19,999, cash bonus $20
  • Cumulative net deposits of $20,000 – $499,999, cash bonus $60
  • Cumulative net deposits of $50,000 – $99,999, cash bonus $150
  • Cumulative net deposits of $100,000+, cash bonus $400

[Second tier: Exclusive referral bonus] Register BBAE through our exclusive link now and get an extra $50 bonus.

  • Make a one-time deposit of $2,000 and get an extra $50 bonus. You need to make one deposit of $2,000+ via ACH or Wire within 90 days after registration (not necessarily the first deposit).

[Third tier: Deposit/transfer bonus] New users who deposit or transfer assets can also get additional rewards now, with up to $150 extra. These three subsidies can only be redeemed once. This subsidy can be stacked with the new user's $400 and our $100 channel bonus. Details are as follows

  • International wire deposit of $5,000 or more. Subsidy: $30
  • Domestic (U.S.) wire deposit of $5,000 or more. Subsidy: $10
  • Asset transfer of $10,000 or more. Subsidy: $150

Chase Self Invest $1,000

Open an account and deposit funds now to get a $50-$1,000 bonus. You must open by October 21, 2026, and fund the account within 45 days of opening (the account is evaluated on day 45). After the evaluation, the funds must remain for at least 90 days.

The current signup bonus is tiered, depending on how much you deposit into the account:

  • Deposit $5,000-$24,999 and get a $50 bonus
  • Deposit $25,000-$99,999 and get a $150 bonus
  • Deposit $100,000-$249,999 and get a $325 bonus
  • Deposit $250,000 or more and get a $1,000 bonus

E*TRADE $1,500 bonus

They are currently offering up to $10,000 in bonuses for investment accounts. You must deposit the required amount within 60 days of opening to qualify. The promotion ends on October 31, 2026. The terms say the bonus will be paid within 7 business days after the 60-day funding period ends.

However, there is a clause in the official terms that the funds must stay for 12 months, so it's unclear whether taking the money out early would trigger a clawback.

New funds or securities must (i) be deposited or transferred to the new E*TRADE account within 60 days of enrollment in this offer; (ii) be from accounts outside of E*TRADE; and (iii) remain in the new E*TRADE account (minus any trading losses) for a minimum of twelve months after the 60-day funding period otherwise your cash credit(s) may be surrendered. For purposes of the value of a deposit, any securities transferred will be valued as of the closing price of that security on the business day the deposit is received as reflected in the transaction history. Removing any deposit or cash from the new E*TRADE account or eligible-linked account(s) during the promotion period (60 days) may result in a lower reward amount or loss of reward.

The bonus tiers are shown below. Although the ad says the maximum bonus is $1,500, if you deposit more money you can get up to $10,000. For an investment account, once the money is transferred in, you can buy a money market fund and earn a higher yield, so it is not a bad deal anyway.

BofA Merrill Edge $600-$1,000

This account now has an extra bonus. If you are a BofA Platinum Rewards customer, you can get up to a $1,000 bonus through the link below.

Deposit the specified amount within 45 days of opening and keep it there for 90 days. The top tier is $250,000 for a $1,000 bonus. The rewards at the other tiers are higher than the regular offer, so compare them with the $600 promotion.The regular account bonus is below; simply meet the deposit requirement within 45 days to get up to a $600 bonus!

TradeStation $250-$3,500

If you sign up for TradeStation through the link below and deposit $5,000 within 30 days of opening, you can get a total bonus of $250. The bonus is paid out over five months at $50 per month.

If you have enough funds, you can also choose the bonus below, but compared with the above one, it requires too much cash to be deposited, so it is not very cost-effective.

Robinhood ($5-$200)

Robinhood now issues the sign-up stock bonus as a fractional share worth $5-$200. You can choose from well-known stocks like Google, Apple, Amazon, and Tesla. It’s pretty good—at least a little better than the old random unknown-stock giveaway.

Schwab ($50-$1,000)

Schwab has updated its sign-up bonus. Now, simply deposit funds within 45 days to get up to $1,000. Details below.

You only need to deposit funds within 45 days. The bonus will be paid about 45 days + 1 week later, so make sure you keep the required deposit in the account during that period.

Make a qualifying net deposit of cash or securities within 45 days of opening the account. We'll deposit the Bonus Award into your account about a week after the 45 day period.
  • On day 45 after account opening, Schwab will check whether your net deposits meet the requirement, and the Bonus will be paid about one week after the 45-day period ends.
  • If you still haven’t received the bonus after 52 days, you can call 800-398-8640 or contact online support and ask for it.
  • You must keep the deposit for a full year, or the bonus may be clawed back!
For taxable accounts, you must maintain the net deposit amount (less any market losses) at Schwab for at least one year or Schwab may charge back the bonus award.
Another bonus has a lower threshold: open an account and deposit at least $50 within 30 days to get $50 worth of stock. That $50 is split evenly among the top five companies in the S&P 500, which is basically a small investing starter pack.
(1) opens a Schwab One individual taxable retail brokerage account and (2) deposits at least $50 into that account within 30 days of enrolling in the offer (only outside assets new to Schwab qualify; assets transferred from affiliates other than Schwab Retirement Plan Services are excluded) .

Other offers

Some of the offers below have higher requirements, some are on smaller platforms, and some are crypto platforms. Click the individual links for details.

About this ranking

In fact, besides credit cards and bank accounts offering sign-up bonuses, stocks and investment platforms also provide fairly generous bonuses for opening an account. And opening these investment accounts generally doesn’t affect your credit history, so it’s basically free money. The sign-up bonus requirements for these platforms are usually just depositing funds or completing a certain amount of trading. Overall, it’s pretty convenient. So this article summarizes the relevant bonuses to make them easier to claim. Of course, remember that investing involves risk and you should proceed with caution. If you really don’t want to invest, you can just complete the sign-up bonus tasks, transfer the money out after you’re done, and then close the account. It won’t affect your credit score anyway. And if you’re doing it purely for the sign-up bonus, you don’t need to worry about trading fees either, since it’s a one-and-done deal—take the bonus and go.

Stock Investing Basics

Below are a few commonly used U.S. stock brokerages and their signup bonuses

Overview Signup Bonus Quick Take
Moomoo (Futu) Get $1,030 in stock +8.1% APY Professional, no commissions, and free Level 2 market data. Good for both beginners and advanced users. Chinese-language customer service available. Requires SSN
TradeUp (Tiger Brokers) 50 shares of NVDA + chance to win 5 shares + 4% for three months No commissions, supports U.S. and Hong Kong stocks, and offers WebTrading. Chinese-language customer service available. Available globally.
Webull $100 Amazon +12 fractional shares +1 month of Premium membership No commissions, with frequent deposit-for-stock promotions
BBAE Up to $650 reward 0 commission, 0 fees; Chinese-friendly, and you can open an account without SSN/ITIN
Robinhood 1 free stock No commissions, with an interest-bearing cash account. Simple interface that is beginner-friendly
Interactive Brokers Up to $1,000 Wide product coverage. Professional, comprehensive trading platform, and high cash interest rates.
TradeStation $250 Professional trading platform with a full set of supporting tools
Schwab Up to $1,000 Professional and easy to use. Global ATM fee-free withdrawals, and $0 stock commissions
Fidelity Brokerage Account Sign-up link Well-established brokerage, no trading fees, and TurboTax included
BIT (formerly Matrixport) Deposit and trade to get $210 Supports direct crypto deposits and withdrawals, no China CRS, and you can register directly with an ID card
SoFi Invest Get $75 for opening an account No commissions, supports Stock Bits
WealthFront Manage up to $5,000 for free Automated investing and wealth management
M1 Finance Deposit funds and get $10 No commissions, with automatic investing based on your portfolio

If you do not have SSN/ITIN but still want to trade U.S. stocks, take a look at the brokerages/platforms below. All of them allow registration using a full set of Chinese documents, and you can sign up with just an ID card or passport. None of them participate in China CRS

  • BBAE: Chinese-friendly; you can open an account without SSN/ITIN.
  • BIT (formerly Matrixport): You can open an account with just an ID card, and approval can be completed within a few hours.
  • Bitget: Identity verification can be completed with an ID card/Chinese passport.

If you want to invest in U.S. stocks from mainland China, see this summary

Big roundup of sign-up bonuses

The accounts below all have solid sign-up bonuses. Pick the ones you like and earn some extra cash. Little by little, you can make a decent amount of money and build travel funds from these financial accounts over the course of a year.