Many brokerages have limited-time bonuses this month. If you are looking to open an account and pick up a sizable bonus along the way, don’t miss these. Details are below:

  • Moomoo’s new bonus: $1,000 NVDA + $200 trading coupon + 8.1% APY + 1 year of Moomoo Engine! Expires October 15
  • TradeUP’s bonus is up to 50 shares of NVDA + a 5-share lucky draw. It probably won’t stay this high afterward. If you need to open an account, especially if you can keep money there for two years, this is a very good deal. Expires October 31
  • BBAE offers up to a $600 bonus. After the latest update, the exclusive $50 bonus is still very easy to get. You can also open an account with an ID card, even from China
  • HSBC Securities: open a new self-directed investment account and deposit $25,000 to get $500; deposit $50,000 into a managed account to get $1,000. Open by December 18
  • Citi Self Invest has increased its bonus to up to $1,000. Deposit $10,000 to get a $100 bonus; the top tier is $1,000 with $500,000+
  • Webull has changed its account-opening bonus to a 12-share lucky draw, so it depends on your luck. The $20 prediction market freebie is also worth picking up
  • Other platforms, including Schwab, Chase Self Invest, Merrill Edge, and TradeStation, also have solid bonuses, though the deposit thresholds are a bit high. Robinhood’s bonus is lower, but it is quite suitable for beginners getting started.

Opening an investment platform account does not involve a hard pull and will not affect your credit score. As long as you pass identity verification, you can open the account. So feel free to open accounts and collect more bonuses!

TradeUP Tiger Brokers (50 shares of NVDA + 5-share lucky draw)

The promotion has been extended through October 31, 2026. If you already opened an account before but never deposited funds, you can still participate. TradeUP has now fully updated its account opening bonus: register through our channel and make a deposit or transfer assets, and you can get up to 50 NVDA shares (worth about $196 each). In addition, you can also get the existing 5-stock raffle and 3% transfer bonus.

  • TradeUP sign-up link (if you have an SSN/ITIN, choose USA; if not, choose other country and just enter a U.S. address)

The best-value setup is to deposit $2,500, which gets you 1 NVDA share + 3 raffle entries + 4% APY. If you have enough funds, you can deposit $10,000 to get 2 NVDA shares + 4 stock draws. You can either deposit funds or transfer assets. The reward tiers are below, and they can all be stacked:

  • 【Site-exclusive bonus】Open a TradeUP account, deposit funds, and keep the funds there for a certain number of days to receive additional NVDA shares. Up to 50 NVDA shares.
  • 【Stock raffle】When you open an account, you can draw up to 5 stocks, each worth up to $1,800. For net deposits of $100-$4,999, you get 2 draws; $5,000-$9,999, 3 draws; $10,000-$99,900, 4 draws; and $100,000+, 5 draws. The odds are 95% for $10-$10; 3% for $20-$30; 1% for $30-$50; 0.8% for $50-$100; and 0.2% for $1,800.
  • 【3% transfer bonus】If you can fund your account by transferring assets, you can also activate a transfer bonus of up to 3% (see the transfer section below for details).
  • 【High APY】The cash account offers a high APY for the first three months (it may fluctuate slightly over time).
  • Once you meet the requirements, the stocks will be distributed according to the table below.

【Note】Except for users in mainland China, Hong Kong, Singapore, Australia, and New Zealand, as well as users who do not have an SSN and cannot provide a U.S. mailing address, compliant users in other regions can claim the stock bonus. This brokerage account can be opened with an SSN/ITIN as long as you have a U.S. address. You can provide a utility bill, credit card statement, bank statement, or other document showing the address you entered as proof.

Note that the NVDA shares are not distributed all at once. The specific distribution rules are below (terms). Please note that different tiers require you to keep the funds in place for different lengths of time, with the longest being 2 years. Also, if you withdraw funds and drop below the required tier during the reward period, later rewards will not be issued.

Based on common questions discussed in the chat group, here is a summary to help everyone open an account, deposit funds, and claim rewards. FAQ:

  • If you transfer in from another brokerage via ACATS, can you still participate in the new-user NVDA bonus and the transfer bonus? Yes! You can also activate the random stock draw. So if you have another brokerage, transferring via ACATS is best — it’s like a triple dip! (details)
  • Do I need to separately sign up for the high-interest cash account? Yes. After opening the account, enroll on the promotion page.
  • Also, if your first deposit is very small, you can contact customer service and ask them to help you apply for additional stock-draw entries.

Futu Moomoo ($200 + $1,000 NVDA + 8.1% APY)

Sign up for Moomoo through this site’s exclusive link, meet the deposit requirements, and you can stack up to three rewards: up to $1,000 in NVDA, $100 in trading coupons, an ultra-high 8.1% APY on idle cash, plus one free year of Moomoo Engine premium features. You can review the rewards one by one below. I think the best value is depositing $2,000 to get $200. If you have enough funds, you can go up to $10,000 to get $300. Idle cash also earns 8.1% APY.

First bonus: new user deposit reward, get up to $1,000 in NVDA

  • Make a first cumulative deposit of $500 and receive $30 worth of NVDA stock -> 60-day lock-up
  • Make a first cumulative deposit of $2,000 and receive a cumulative $100 worth of NVDA stock -> 60-day lock-up
  • Make a first cumulative deposit of $10,000 and receive a cumulative $200 worth of NVDA stock> 60-day lock-up
  • Make a first cumulative deposit of $50,000 and receive a cumulative $400 worth of free NVDA stock -> 120-day lock-up ($200 released after 60 days, remaining $200 released after 120 days)
  • Make a first cumulative deposit of $100,000 and receive a cumulative $1,000 worth of free NVDA stock -> 180-day lock-up ($200 released after 60 days, $400 released after 120 days, remaining $400 released after 180 days)

You can use your deposit to trade, or simply leave it there to earn interest. If you do trade, I recommend depositing a bit more so you don’t fall below the required threshold after any losses!

Second bonus: trading coupon reward. After new users deposit $100, they get 10 $10 trading coupons

  • Each $100+ trade can use one coupon, which is basically an incentive to trade more. If you just want to cash it out, buying SGOV works.
  • Also, if you refer a friend to sign up for Moomoo, you’ll get another $10*10 in trading coupons.

Third bonus: high interest for new users, account-opening Cash Sweep bonus up to 8.1% APY

  • New customers can join Cash Sweep as soon as they open an account. The coupon will be sent to the account and needs to be activated in the app.
  • Idle cash can earn 3.35% APY + a 2-month 4.75% APY booster (supports deposits and withdrawals anytime + automatic trade settlement). This 8.1% APY applies only to the first $20,000 in cash deposits.

Note: This article covers Moomoo U.S. benefits and product feature information. If you apply with an SSN or ITIN and enter a U.S. address, you can receive the bonus normally.

[Transfer bonus] In addition, Moomoo also has a transfer bonus that can match 3% of transferred-in funds. You need to transfer assets from a designated brokerage to Moomoo to activate it. The first transfer can earn a cash bonus equal to 3% of the transferred amount, up to $600. Note that the transfer bonus and the deposit bonus use different channels. Funds transferred in through an ACATS transfer cannot activate the NVDA bonus above; funds deposited normally cannot activate the transfer bonus. However, new users can get both bonuses as long as you move funds into Moomoo through both methods.

Webull (12 fractional shares + 1 month of membership)

Webull has updated its account-opening bonus. Open an account and deposit $100, and you can receive 12 fractional shares, each worth $3-$300. New users can also get one free month of Webull Premium. In addition, you can earn a 5% annualized yield for the first 30 days on up to $10,000 in funds.

The specific terms for the regular new-user promotion are as follows (which works out much better than the previous $20 NVDA offer):

  • During July 22, 2026 – October 14, 2026 (Eastern Time), make an initial deposit of $100 or more and keep it in the account for 10 days to receive 12 fractional shares directly
  • The fractional shares come from SpaceX (SPCX), NVIDIA (NVDA), Apple (AAPL), and Tesla (TSLA)
  • Fractional share values and probabilities are as follows: $3, 98.00%; $5, 1.50%; $50, 0.43%; $100, 0.04%; $200, 0.02%; $300, 0.01% (the guaranteed minimum for 12 shares is $36, and the maximum is $3,600)
  • Plus 1 month of free Webull Premium (worth $3.99), which offers a 3.35% yield, a generous IRA match, better margin rates, and more — still quite useful
  • The reward usually appears within 1 calendar day on Webull's “My Rewards” page, but it will initially show as Locked and will unlock after 10 days
  • If you previously registered but have not deposited yet, you can deposit and join this new promotion directly

They also offer a transfer promotion:

  • Transfer users can get up to $100 reimbursed in transfer fees
  • IRA users can get up to a 3.4% match (terms)

BBAE $600

BBAE currently has a new-user deposit bonus, with up to $400 available. In addition, there is a channel referral bonus that can be stacked for an extra $50. Asset transfers also come with a $150 subsidy. See the details below. Opening a BBAE account does not require an SSN/ITIN; you can open an account with a Chinese ID card, which is very convenient. (Submitting the application requires a non-Mainland China IP address.)

  • BBAE signup link (register through the link, or download the app yourself and enter invite code stic4skdx)

After registration, you will automatically receive three coupons that can be used directly. The three bonuses of $400+$50+$150 can be stacked, but make sure to pay attention to the specific requirements for each bonus. In my view, the best value is depositing $2,000 to get a $50 bonus.

[First tier: New-user bonus] The tiers are below. You need to complete the required cumulative net deposits within 90 days after registration. Once you meet a tier, the reward will be issued automatically.

  • Cumulative net deposits of $5,000 – $19,999: $20 cash bonus
  • Cumulative net deposits of $20,000 – $499,999: $60 cash bonus
  • Cumulative net deposits of $50,000 – $99,999: $150 cash bonus
  • Cumulative net deposits of $100,000+: $400 cash bonus

[Second tier: Exclusive referral bonus] Register for BBAE through our exclusive link now to get an extra $50 bonus.

  • Make a one-time deposit of $2,000 and get an extra $50 bonus. You need to make one deposit of $2,000+ via ACH or wire within 90 days after registration (it does not have to be your first deposit).

[Third tier: Deposit/asset-transfer bonus] New users can also get additional rewards for deposits or asset transfers, with up to $150 extra. These three subsidies can only be redeemed once. This subsidy can be stacked with the new-user $400 bonus and our $50 channel bonus. Details are as follows:

  • International wire deposit of $5,000 or more: $30 subsidy
  • Domestic (within the U.S.) wire deposit of $5,000 or more: $10 subsidy
  • Asset transfer of $10,000 or more: $150 subsidy

HSBC Securities $500-$1,000

HSBC currently has a New to Wealth investment account bonus. Both new and existing Premier customers can participate if they meet the requirements. The more worthwhile option is the self-directed investment account: deposit $25,000 to get $500.

  • Open a new self-directed brokerage or advised brokerage account, deposit at least $25,000, and get a $500 bonus
  • Open a new Managed Portfolio Account or Spectrum account, deposit at least $50,000, and get a $1,000 bonus

If you are doing this purely for the account-opening bonus, I think the self-directed brokerage option above is simpler: $500 back on $25,000, equivalent to a 2% bonus. Of course, you still need to already have HSBC Premier to open this, so you can stack it with account-opening bonuses.

To participate, you must not have held a qualifying HSBC Securities account as of August 31, 2026, and by December 18 at the latest you must have an open HSBC Premier Checking account in good standing and have opened the new investment account. Funds must be transferred in by December 31 and maintained through March 31, 2027.

Chase Self Invest $1,000

If you open an account and deposit funds now, you can get a $50-$1,000 bonus. You need to open the account by January 21, 2027, and deposit funds within 45 days of account opening (the determination is made on day 45). After the determination, the funds must be maintained for at least 90 days.

The current sign-up bonus is tiered and depends on how much money you fund into the account:

  • Invest $5,000-$24,999 to receive a $50 bonus
  • Invest $25,000-$99,999 to receive a $150 bonus
  • Invest $100,000-$249,999 to receive a $325 bonus
  • Invest $250,000 or more to receive a $1,000 bonus

Citi Self Invest $1,000

Citi Self Invest has now increased its account-opening bonus to up to $1,000. Both new accounts and existing Self Invest accounts can participate by transferring in New-to-Citi funds.

The current bonus tiers are as follows:

  • Deposit $10,000-$49,999 to receive a $100 bonus
  • Deposit $50,000-$199,999 to receive a $200 bonus
  • Deposit $200,000-$499,999 to receive a $500 bonus
  • Deposit $500,000 or more to receive a $1,000 bonus

You need to fund the account with New-to-Citi funds and maintain eDelivery. The funds also need to be maintained through the applicable Maintain Funds deadline, with the exact date calculated based on the month of your first deposit.

Etrade $1,500 bonus

They are currently offering up to a $10,000 bonus for investment accounts. You need to deposit the required amount within 60 days of account opening to qualify. The promotion ends October 31, 2026. The terms say the bonus will be paid within 7 business days after the 60-day deposit period.

However, the official terms clearly require the funds to remain in the account for at least 12 months after the 60-day funding period ends; otherwise, the cash bonus may be reclaimed.

New funds or securities must (i) be deposited or transferred to the new E*TRADE account within 60 days of enrollment in this offer; (ii) be from accounts outside of E*TRADE; and (iii) remain in the new E*TRADE account (minus any trading losses) for a minimum of twelve months after the 60-day funding period otherwise your cash credit(s) may be surrendered. For purposes of the value of a deposit, any securities transferred will be valued as of the closing price of that security on the business day the deposit is received as reflected in the transaction history. Removing any deposit or cash from the new E*TRADE account or eligible-linked account(s) during the promotion period (60 days) may result in a lower reward amount or loss of reward.

The reward tiers are shown in the table below. Although the ad says the maximum bonus is $1,500, if you have more funds you can get up to $10,000. For an investment account, since the money is being transferred in anyway, buying some money market funds to earn a high rate is not a bad option.

BofA Merrill Edge $600-$1,000

This account currently has an additional bonus. If you have joined BofA Rewards and meet the program’s eligibility requirements, you can get up to a $1,000 bonus through the link below. BofA Rewards requires an eligible Bank of America checking account, and you must maintain your BofA Rewards membership when bonus eligibility is determined.

Deposit the required amount within 45 days of account opening and keep it there for 90 days. The highest tier is a $1,000 bonus for $250,000. The other deposit tiers also offer higher bonuses than the regular offer, so you can compare this with the $600 offer.The regular account bonus is below. You only need to meet the deposit requirement within 45 days to receive up to a $600 bonus!

TradeStation $250-$3,500

Sign up for TradeStation through the link below and deposit $5,000 within 30 days of account opening to receive a total of $250 in bonuses. The bonus is paid over five months, $50 per month.

If you have enough funds, you can also choose the account-opening bonus below. In comparison, however, the required deposit amount is too high, so it is not very worthwhile.

Robinhood ($5-$200)

Robinhood now pays the account-opening stock bonus as a fractional share, worth $5-$200. You can choose from well-known stocks such as Google, Apple, Amazon, and Tesla. This is pretty good, and at least a bit better than the old approach of randomly giving out an unknown stock.

Schwab ($50-$1,000)

Schwab has updated its account-opening bonus. Now you only need to deposit funds within 45 days to get up to a $1,000 bonus. Details are below:

Now you only need to fund the account within 45 days. The bonus will be paid around 45 days + 1 week later. Remember to keep the deposit amount corresponding to the bonus you want throughout this period.

Make a qualifying net deposit of cash or securities within 45 days of opening the account. We'll deposit the Bonus Award into your account about a week after the 45 day period.
  • On day 45 after account opening, Schwab will calculate whether the account’s net deposit meets the requirement, and the bonus will be paid about one week after the “45-day period.”
  • If you still have not received the bonus after 52 days, you can call 800-398-8640 or contact customer service via online chat to ask for it.
  • The deposit needs to stay in the account for a full year, otherwise the bonus may be clawed back!
For taxable accounts, you must maintain the net deposit amount (less any market losses) at Schwab for at least one year or Schwab may charge back the bonus award.
Another bonus has a lower threshold. Open an account and deposit at least $50 within 30 days, and you can get a total of $50 worth of stock. This $50 is evenly allocated among the top five large companies in the S&P, basically giving you a starter investment.
(1) opens a Schwab One individual taxable retail brokerage account and (2) deposits at least $50 into that account within 30 days of enrolling in the offer (only outside assets new to Schwab qualify; assets transferred from affiliates other than Schwab Retirement Plan Services are excluded) .

Others

Some of the offers below have relatively high requirements, are from smaller platforms, or are cryptocurrency platforms. You can click the specific links to learn more.

About This Ranking

In addition to credit cards and bank accounts offering signup bonuses, stock brokerages and investment platforms can also offer fairly high account-opening bonuses. Opening these investment accounts generally does not affect your personal credit history, so it can be essentially free money. The requirements for these bonuses are usually just depositing funds or completing certain trades. Overall, they are still very easy to complete. This article summarizes the relevant bonuses to make them easier to claim. Of course, keep in mind that investing involves risk, so proceed with caution. If you really do not want to invest, you can simply complete the tasks required for the signup bonus, transfer the money out afterward, and then close the account. It will not affect your credit score anyway. And if you are doing it purely for the signup bonus, you do not really need to worry about things like trading commissions either. It is basically a one-time deal: get the bonus and move on.

Stock Basics

Below are introductions and sign-up bonuses for several commonly used U.S. stock brokerages.

Review Sign-up bonus Quick take
Moomoo (Futu) $200 stock card + $1,000 NVDA + 8.1% APY Feature-rich, with a good Chinese-language experience. Market data, Level 2, options, and cash management are all practical, making it suitable for everyone from beginners to active traders.
TradeUp (Tiger Brokers) 50 NVDA shares + chance to win 5 shares + 4% for three months Good for active trading. Trading fees and margin are relatively competitive for U.S. tax residents, and it supports Web Trading, Level 2, and Chinese-language customer service.
Webull 12 fractional shares + 1 month of Premium membership Strong market-monitoring and active-trading features, with relatively complete charts, technical indicators, options, and pre-market/after-hours trading. Best for users who trade frequently.
BBAE Up to $650 bonus Relatively convenient account opening for Chinese users, and you can apply without an SSN/ITIN. Chinese-language support is good, but there is currently a Platform Fee, so it is not ideal for small-balance high-frequency trading.
Robinhood Chance to get 1 stock Simple interface and easy to use, suitable for beginners buying U.S. stocks for the first time. Gold users also get a high yield on idle cash and a lower Margin Rate.
Interactive Brokers Up to $1,000 Highly professional, with support for global markets and multiple currencies. Margin costs are competitive, and it also supports account opening for Chinese residents, making it suitable for advanced and global investors.
TradeStation $250 Geared more toward professional and active trading, with strong advanced charting, strategy backtesting, and automated trading features. Ordinary long-term investors may not need it.
Schwab Up to $1,000 Good for long-term investing and larger asset balances, and convenient for buying ETFs and CDs. Checking and worldwide ATMs are also strengths, but the default interest rate on idle cash is relatively low.
Fidelity brokerage account Sign-up link A long-established full-service brokerage, suitable for long-term investing, ETFs, and retirement accounts. Cash management is also solid, making it a good primary brokerage for the long run.
BIT (formerly Matrixport) Deposit and trade to get $210 Suitable for Chinese users and digital-asset users. You can use funds such as USDT/USDC to allocate to U.S. stocks. It is not a traditional U.S. brokerage, so fees and the asset custody structure need to be reviewed separately.
SoFi Invest Open an account to get $75 Simple to use and supports Stock Bits, making it suitable for small-balance and long-term investing. Professional market data and trading tools are limited, so it is not suitable for frequent trading.
M1 Finance Invest Deposit money to get $10 Focuses on Pies and automated investing. It is suitable for long-term recurring investments after setting your stock and ETF allocations, but not for users whose main focus is active trading.

If you do not have an SSN/ITIN but still want to trade U.S. stocks, you can consider the brokerages/platforms below. They can be registered entirely with Chinese documents, using either an ID card or passport. None participate in China's CRS.

  • BBAE: Chinese-user-friendly; you can open an account without an SSN/ITIN.
  • BIT (formerly Matrixport): You can open an account with an ID card, and approval can take just a few hours.
  • Bitget platform: Identity verification can be completed with an ID card or Chinese passport.

If you are in mainland China and want to invest in U.S. stocks, see this summary:

Signup Bonus Master List

The accounts below all have very solid sign-up bonuses. Pick the ones you like and earn some extra cash. Over time, those small amounts add up, and in a year you can earn a good amount of money and travel funds from these financial accounts.