Webull has updated its account-opening bonus. Open an account and deposit $100, and you can receive 12 fractional shares, each worth $3-$300. New users can also get one free month of Webull Premium. In addition, you can earn a 5% annualized yield for the first 30 days on up to $10,000 in funds.

The specific terms for the regular new-user promotion are as follows (which works out much better than the previous $20 NVDA offer):

  • During July 22, 2026 – October 14, 2026 (Eastern Time), make an initial deposit of $100 or more and keep it in the account for 10 days to receive 12 fractional shares directly
  • The fractional shares come from SpaceX (SPCX), NVIDIA (NVDA), Apple (AAPL), and Tesla (TSLA)
  • Fractional share values and probabilities are as follows: $3, 98.00%; $5, 1.50%; $50, 0.43%; $100, 0.04%; $200, 0.02%; $300, 0.01% (the guaranteed minimum for 12 shares is $36, and the maximum is $3,600)
  • Plus 1 month of free Webull Premium (worth $3.99), which offers a 3.35% yield, a generous IRA match, better margin rates, and more — still quite useful
  • The reward usually appears within 1 calendar day on Webull's “My Rewards” page, but it will initially show as Locked and will unlock after 10 days
  • If you previously registered but have not deposited yet, you can deposit and join this new promotion directly

They also offer a transfer promotion:

  • Transfer users can get up to $100 reimbursed in transfer fees
  • IRA users can get up to a 3.4% match (terms)

Webull is currently offering a promotion for its prediction market: trade $20 and get $20. You should be able to see it on your own Messages page or on the Predict Market page. Users who have not participated in similar trades before are eligible. You can simply buy the side with a 90%+ chance of winning. If it wins, your stake is returned and you effectively earn a free $20 Webull reward.

About Webull

Webull is a global fintech company founded in 2017 (its app launched in 2016) and headquartered in New York. On August 18, 2022, its parent company, Webull Corporation, listed on the Nasdaq Stock Market in the United States under the ticker symbol BULL. Webull has grown from an early-stage U.S.-only brokerage into a securities broker with regulatory licenses in multiple countries, helping protect user assets across different regions.

In the U.S. market, Webull Financial LLC is a broker-dealer registered with the U.S. Securities and Exchange Commission (SEC) and the Financial Industry Regulatory Authority (FINRA), and it is also a member of the Securities Investor Protection Corporation (SIPC). As an SIPC member, customer assets receive protection. SIPC provides certain oversight of member brokerages and, if a brokerage fails, protects investors for up to $500,000 in assets, including up to $250,000 in cash. In addition, Webull offers futures and event contract markets regulated by the CFTC and NFA, giving customers compliant channels for prediction and event trading. Overall, unless you have a very large investment balance, you generally do not need to worry too much about the safety of assets in a Webull account.

Account Opening and Bonuses

See the beginning of this article for the specific bonus details.

Note that Webull currently requires an SSN and a U.S. ID (a U.S. driver’s license, state ID, or U.S. passport) to open an account. A Chinese passport cannot be used for identity verification.

Webull Highlights

Webull is a cost-effective, professional, and reliable all-in-one investing and trading platform. In today’s highly competitive brokerage market, Webull stands out with $0 commission trading, professional-grade tools, and a smooth one-stop investing experience.

Lower Trading Costs

Enjoy commission-free trading with no hidden platform fees.

  • Stock and ETF trading with $0 commissions
  • Stock options trading with $0 contract fees* (*regulatory and exchange fees may apply)
  • No platform fees and no hidden charges

A Broad All-in-One Product Lineup

Access a diverse range of investment products on one powerful platform to support your unique financial goals.

Stocks and ETFs

  • 5×24-hour market access
  • Fractional share investing starting at $1
  • Free real-time Nasdaq Level 2 data
  • More than 10,000 tradable tickers

Options

  • Trade multi-leg strategies (Spreads, Condors, Butterflys)
  • Use options discovery tools and probability analysis to find options contracts that match your market outlook
  • Powerful strategy management tools supporting step-by-step position opening and closing
  • Free real-time OPRA data

Futures

  • Trade commodities, indexes, and cryptocurrency futures
  • Seamless futures trading for up to 23 hours
  • Competitive intraday margins and low commissions
  • Free real-time CME Level 2 data

Prediction Markets

  • Participate in sports and event markets through simple contract-based trading
  • Easily express your view on future outcomes by buying “Yes” or “No” positions

Cash Management

  • Earn a 3.35% APY on uninvested cash through Webull Premium
  • Enjoy no management fees and up to $5 million in FDIC insurance

Cryptocurrency

  • Securely trade 70+ cryptocurrencies

Webull also supports bonds, money market funds, advisory services, and more.

One-Stop Platform

Whether you are a beginner or an experienced trader, Webull offers everything you need.

Beginner-Friendly

  • Grow as you invest with guided learning through the Webull Education Center
  • A smooth account-opening experience that helps you build confidence step by step
  • Practice and refine trading strategies with paper trading at zero risk

Active Investors

  • Use a powerful AI assistant to get real-time market insights and distill information
  • Discover high-potential opportunities with advanced screeners, real-time alerts, and professional-grade technical indicators
  • Use advanced order types to execute trades precisely and manage risk

Advanced Traders (Desktop)

  • A powerful desktop engine supporting multiple monitors, drag-and-drop workspaces, and full customization
  • Customize your trading style with tools such as a deep price ladder, customizable TurboTrader panels, and efficient hotkeys
  • Execute orders quickly through chart trading
  • Gain deeper market insight through Time Price Opportunity (TPO)
  • 60+ technical indicators and 20+ drawing tools
  • Advanced alerts and profit/loss analysis tools

Family and Multi-Account Support

  • Choose from multiple account types to support family needs, including individual accounts, IRAs, joint accounts, and custodial accounts (UTMA/UGMA)
  • Diversify portfolios across family members with access to a wide range of asset classes
  • Simplify account management with an intelligent AI assistant and powerful tools

Social Trading Community

  • Share market views, interact with friends, and learn from a global investor community
  • Paper trading
  • Build confidence in a real-time trading environment and practice strategies at zero cost and zero risk

New Advantages: PDT Removal + AI Trading Ecosystem

In addition to low-cost trading and Webull Premium, Webull recently has two new areas worth watching closely: PDT Rule Removal (Pattern Day Trader Rule Removal) and its OpenAPI / MCP ecosystem.

PDT Removal: Giving Smaller Accounts More Freedom to Day Trade

For many active traders, the PDT (Pattern Day Trader) rule has long been one of the biggest restrictions. In the past, if a margin account at a U.S. brokerage had less than $25,000 in assets, it could only make 3 day trades within 5 trading days. Once that limit was exceeded, the account could even face trading restrictions for up to 90 days. Webull is one of the first major brokerages to publicly support the new PDT Rule Removal policy. While many traditional brokerages are still taking a wait-and-see approach, Webull has already moved early to embrace this change, allowing more investors to benefit from the policy adjustment. For active traders, this means:

  • No need to maintain a $25,000 account threshold;
  • No longer being limited to 3 day trades;
  • No longer facing a 90-day restriction due to a PDT violation;
  • Even with an account size of around $5,000, investors can trade short-term strategies more flexibly.

A Platform Built for Active Traders

In fact, Webull has always leaned toward serving active trading users. The platform offers:

  • Professional-grade charting tools;
  • Real-time market quotes;
  • A fast order-entry system;
  • A wide range of technical indicators;
  • Vega AI intelligent market analysis tools.

As PDT restrictions are gradually relaxed, the value of these features, which were already well suited to short-term traders, will become even more apparent. Compared with some traditional brokerages that lean more toward long-term investing, Webull has long had strong competitiveness in the trading experience.

The Importance of Lower Margin Rates

For users who frequently use margin trading, margin rates are also a very important cost factor. In addition to offering 3.35% APY on cash, Webull Premium users can also enjoy lower margin rates. For high-frequency traders, financing costs often have a long-term impact on overall returns. More competitive margin rates can help traders effectively reduce holding and trading costs. As a result, the significance of PDT Removal is not just that it "removes a restriction" — combined with lower financing costs and stronger trading tools, it creates a complete ecosystem for active trading.

Webull is building for the AI Trading era

Beyond changes to trading rules, another highly forward-looking direction for Webull is AI ecosystem development. At present, Webull has become one of the few major U.S. brokerages to launch an MCP (Model Context Protocol) Server. This means users may eventually be able to connect their Webull accounts to:

  • ChatGPT
  • Claude
  • Cursor
  • and other AI agents

for:

  • portfolio analysis;
  • market research;
  • risk assessment;
  • trading idea generation;
  • AI-assisted decision-making.

Compared with traditional brokerages that still mainly rely on web and app-based workflows, Webull has already begun exploring deep integration between AI and investment accounts.

OpenAPI: for developers and quantitative traders

In addition to MCP, Webull also offers OpenAPI. For developers, quant trading enthusiasts, and advanced investors, the API can be used to:

  • access real-time market data;
  • access account information;
  • build automated analysis systems;
  • develop quantitative strategies;
  • implement programmatic trading.

In the past, many retail investors could only rely on the fixed features provided by brokerages, but OpenAPI gives users much greater flexibility, allowing them to build personalized trading systems based on their own needs.

The combined advantage of PDT Removal + OpenAPI + MCP

If PDT Removal unlocks trading frequency, then OpenAPI and MCP unlock the way trading is done. More and more investors will use AI to assist with research and decision-making in the future, and Webull has already started building the relevant infrastructure in advance. For active traders, this not only means greater freedom to trade, but also the ability to use AI, automation tools, and programmatic strategies to complete market analysis and investment decisions more efficiently. From this perspective, Webull's competitive advantage is no longer just low commissions and signup bonuses — it is gradually building an AI Trading platform for the next generation of investors.

Webull Premium

Webull recently also launched a Webull Premium membership, with a monthly fee of $3.99 or an annual fee of $40. Members can enjoy trading discounts, higher cash rates, more trading-related tools, and more. For details, see

Right now, new users who open an account and deposit $500 get 1 month of Premium for free, which is a pretty good deal to try out.

Conclusion

If you want to learn about or try stock trading, we recommend Webull, Moomoo, and Robinhood. For beginners, the no-fee advantage is especially compelling. You can also open all of them and compare.

Stock Basics

Below are introductions and sign-up bonuses for several commonly used U.S. stock brokerages.

Review Sign-up bonus Quick take
Moomoo (Futu) $200 stock card + $1,000 NVDA + 8.1% APY Feature-rich, with a good Chinese-language experience. Market data, Level 2, options, and cash management are all practical, making it suitable for everyone from beginners to active traders.
TradeUp (Tiger Brokers) 50 NVDA shares + chance to win 5 shares + 4% for three months Good for active trading. Trading fees and margin are relatively competitive for U.S. tax residents, and it supports Web Trading, Level 2, and Chinese-language customer service.
Webull 12 fractional shares + 1 month of Premium membership Strong market-monitoring and active-trading features, with relatively complete charts, technical indicators, options, and pre-market/after-hours trading. Best for users who trade frequently.
BBAE Up to $650 bonus Relatively convenient account opening for Chinese users, and you can apply without an SSN/ITIN. Chinese-language support is good, but there is currently a Platform Fee, so it is not ideal for small-balance high-frequency trading.
Robinhood Chance to get 1 stock Simple interface and easy to use, suitable for beginners buying U.S. stocks for the first time. Gold users also get a high yield on idle cash and a lower Margin Rate.
Interactive Brokers Up to $1,000 Highly professional, with support for global markets and multiple currencies. Margin costs are competitive, and it also supports account opening for Chinese residents, making it suitable for advanced and global investors.
TradeStation $250 Geared more toward professional and active trading, with strong advanced charting, strategy backtesting, and automated trading features. Ordinary long-term investors may not need it.
Schwab Up to $1,000 Good for long-term investing and larger asset balances, and convenient for buying ETFs and CDs. Checking and worldwide ATMs are also strengths, but the default interest rate on idle cash is relatively low.
Fidelity brokerage account Sign-up link A long-established full-service brokerage, suitable for long-term investing, ETFs, and retirement accounts. Cash management is also solid, making it a good primary brokerage for the long run.
BIT (formerly Matrixport) Deposit and trade to get $210 Suitable for Chinese users and digital-asset users. You can use funds such as USDT/USDC to allocate to U.S. stocks. It is not a traditional U.S. brokerage, so fees and the asset custody structure need to be reviewed separately.
SoFi Invest Open an account to get $75 Simple to use and supports Stock Bits, making it suitable for small-balance and long-term investing. Professional market data and trading tools are limited, so it is not suitable for frequent trading.
M1 Finance Invest Deposit money to get $10 Focuses on Pies and automated investing. It is suitable for long-term recurring investments after setting your stock and ETF allocations, but not for users whose main focus is active trading.

If you do not have an SSN/ITIN but still want to trade U.S. stocks, you can consider the brokerages/platforms below. They can be registered entirely with Chinese documents, using either an ID card or passport. None participate in China's CRS.

  • BBAE: Chinese-user-friendly; you can open an account without an SSN/ITIN.
  • BIT (formerly Matrixport): You can open an account with an ID card, and approval can take just a few hours.
  • Bitget platform: Identity verification can be completed with an ID card or Chinese passport.

If you are in mainland China and want to invest in U.S. stocks, see this summary:

Signup link