# Beginner Guides
Giving Assistant Cashback Portal Guide [2021.12 Update: Likely Going Bankrupt, Use with Caution]
Some readers found a notice published by Giving Assistant telling creditors to quickly retrieve their property or risk losses. It certainly looks like the company may be heading fo...
Guide to Third-Party Money Transfer Platforms (PayPal, Venmo, Apple Pay, Google Pay)
Compared with direct bank-to-bank transfers, the biggest advantage of third-party money transfer platforms is that you don’t need to share your full bank account details or as much...
How to Get an EU Vaccine Passport From Home Using a Foreign Vaccination Record
Most European countries have fully reopened to people vaccinated with the three U.S. vaccines, and it has largely returned to normal to apply in the U.S. for Schengen tourist visas...
Citi Updated Its Virtual Account Number Generation Feature
Citi recently updated its virtual card feature. Overall, it’s easier to use now. At the very least, the place to generate a virtual card is much easier to find. Links below: https:...
HSBC Premier Account Introduction (Global Account Opening and Card Issuance) with a $3,000 Account-Opening Bonus
HSBC has bank accounts and credit cards in multiple countries, and these accounts are interconnected and mutually supportive. In other words, if you can open an account in one coun...
AMEX | You Can Now Choose Expedited Shipping for Self-Service Replacement Cards Online (USPS or Next Day)
Spotting small useful tricks every day...
How to Spot Phishing Emails Pretending to Be From Your Bank
As we all carry more and more credit cards, it’s normal to receive all kinds of emails from banks every month—monthly e-statements, various promotions, and more. But if your email...
Getting Triple Authentication for a Newborn in Orange County / Irvine / Southern California During the Pandemic
The “three-step authentication” covered in this post applies to babies born in the United States. The steps described here are based on Orange County/Irvine/Southern California, bu...
Wire Transfer: An Introduction to Wire Transfers
The term Wire Transfer is probably familiar to many international students. When family sends money each semester, this is often one of the most commonly used transfer methods. Tod...
Guide to ACH Transfers at US Banks
ACH transfers are very convenient. Pros: they can be done online, support transfers in both directions, usually have no fees, and generally arrive fairly quickly. Cons: you usually...
AMEX | How I Resolved a Fraud Alert on an Authorized User Card in My Name
What Happened I want to share something that just happened to me. I was shopping online, and my card transaction didn’t go through. Then I opened the app and saw an exclamation mar...
