Sign up for Moomoo through this site's exclusive link now, meet the deposit requirements, and you can get up to an exclusive $150 reward + $1,000 in NVDA, earn an exceptionally high 8.1% APY on idle cash, and enjoy one free year of Moomoo Engine advanced features. The best value is a $2,000 deposit held for 60 days, which gets you $250. Of course, given the 8.1% APY, depositing more can also make sense.

[New users] Deposit to get up to a $150 stock cash coupon + $1,000 in NVIDIA bonus shares + 8.1% APY + 1 free year of Moomoo Engine

  • [Site exclusive] Make a first cumulative deposit of $1,000 and receive a $150 stock cash coupon. This can be stacked with the tiered rewards below.
  • Make a first cumulative deposit of $500 and receive $30 worth of NVDA shares -> 60-day lock-up
  • Make a first cumulative deposit of $2,000 and receive a cumulative $100 worth of NVDA shares -> 60-day lock-up
  • Make a first cumulative deposit of $10,000 and receive a cumulative $200 worth of NVDA shares -> 60-day lock-up
  • Make a first cumulative deposit of $50,000 and receive a cumulative $400 worth of free NVDA shares -> 120-day lock-up (release $200 after 60 days and the remaining $200 after 120 days)
  • Make a first cumulative deposit of $100,000 and receive a cumulative $1,000 worth of free NVDA shares -> 180-day lock-up (release $200 after 60 days, $400 after 120 days, and the remaining $400 after 180 days)

You can use your deposit to trade, or simply leave it in place to earn interest. If you do trade, I recommend depositing a bit more so you don't end up below the threshold after losses!

[New users] Account-opening bonus Cash Sweep

  • New customers can join cash sweep as soon as they open an account. The coupon will be sent to the account and needs to be activated in the app.
  • Idle cash can earn 3.35% APY + a 2-month 4.75% APY booster (supports deposits and withdrawals anytime + automatic trade settlement). This 8.1% APY applies only to the first $20,000 in cash deposits.

Note: This article covers Moomoo U.S. benefits and product features. If you apply with an SSN or ITIN and enter a U.S. address, you can still receive the bonus normally.

[Transfer Bonus] Moomoo also offers a transfer bonus that can match 3% of the assets you transfer in. You must transfer in from a designated broker to Moomoo to activate it. The first transferred amount qualifies for a 3% cash bonus match (up to $600) (full terms). Note that the transfer bonus and deposit bonus use different channels: funds transferred in cannot activate the earlier NVDA bonus; funds deposited cannot activate the transfer bonus. But both bonuses are available to new users, as long as you transfer funds to Moomoo through both channels. If you have questions, you can join our WeChat consultation group to ask (the group has more than 200 members, so you need to add the assistant to be invited in).

About Futu Moomoo

Important note up front: The stock market carries risk, so invest carefully!

U.S. stocks have been especially volatile lately, so it is a good time to introduce some other trading apps. Moomoo is a properly licensed U.S. securities broker and a member of SIPC and FINRA. In addition to commission-free stock trading, Moomoo also supports Hong Kong stocks, ETFs, and options trading. It has recently added full support for major cryptocurrencies and also supports IPO access for hot new listings. Its features include not only free Level 2 market depth data, but also a professional version of AI. My personal experience has been very good. Compared with other competitors, it offers more complete features and a user-friendly interface, making it suitable for everyone from beginners to advanced users. Seeing a Chinese interface always feels familiar, and there is 24-hour Chinese customer service. Note that Moomoo requires you to be a US Person (Resident Alien is also acceptable) to apply, and the application requires an SSN/ITIN. There are no trading fees. You need to file taxes according to U.S. tax requirements.

Account Information

Account Opening Bonus

The bonus at the top of the article applies

Account Opening Requirements

  • First of all, you should have a basic understanding of stock trading, since there is risk involved.
  • A U.S. SSN/ITIN, because this affects tax reporting on your gains.
  • New accounts are Margin Accounts, meaning margin accounts.
  • You may be asked to provide documents such as a U.S. driver’s license, ID, proof of address, or proof of identity.

Account Opening Process

  • Step 1: Click the signup link in the article, click Get Free Stock, and then complete registration on the page. You only need to enter an email address and password here.
  • Step 2: Download the Moomoo app. Search for Moomoo trade on Google Play/App Store to download it. The app icon is the same as the first image in this article.
  • Step 3: Open the app and log in. Be sure to use the email address and password you registered with through the invitation link.
  • Step 4: Click the "Open Account" button in the bottom menu bar, then enter the information required to open the account, including your name and SSN, in English.
  • Step 5: Wait for the review result. It is usually completed in less than 1 business day, and the account opening result will be sent by email.
  • Step 6: After the account is opened successfully, remember to meet the deposit requirements for the opening bonus and keep the funds in the account for the required period.

Deposits

As with other brokers, once you link your U.S. bank account to your Moomoo account, you can initiate an ACH debit directly in the app. The money will arrive in your Moomoo account within 2-7 business days. Other methods and limits are as follows:

Fees, Taxes, and Supported Asset Classes

Supported asset classes

  • U.S./Hong Kong stocks: stocks, ETFs, options, OTC, and ADRs are supported, along with IPO access. Like other emerging internet brokers, mutual funds cannot be bought or sold.
  • Crypto currencies: major cryptocurrencies such as Bitcoin (BTC), Ethereum (ETH), SOL, XRP, and DOGE can now be traded directly. In this area, Moomoo is among the leaders in internet brokerage.

As with other U.S. stock brokers, buying and selling stocks and ETFs costs $0. Options trading fees are also $0, including the options contract fee ($0 as well). (Other fees may apply.) Margin Rate: currently (2025.9) 6.8%. On taxes, Moomoo follows U.S. tax rules. You need to use the tax forms generated by the platform and report Capital Gains (long-term and short-term) as well as dividends when filing taxes. For details, please consult a professional tax advisor. Pre-market and after-hours trading are supported, but 24-hour trading is not yet supported.

A fee comparison with similar platforms is shown below:

Key Moomoo Features

All-in-One Account

One account for Hong Kong/U.S. stocks, ETFs, and options, with full crypto support and U.S. IPO access. Moomoo supports multiple asset classes at the same time, including Hong Kong stocks, U.S. stocks, ETFs, options, IPO access, and trading in major cryptocurrencies such as Bitcoin (BTC), Ethereum (ETH), SOL, XRP, and DOGE. Moomoo U.S. also fully supports crypto trading, with support for 32 crypto assets, including Bitcoin, Ethereum, and SOL. Crypto trading charges 0 commission, and platform fees are as low as 0.49%.

You do not need to open additional accounts to trade Hong Kong stocks or Stock Connect A-shares. It supports Hong Kong stock derivatives, options, and a wide range of trading functions. In the app, both Hong Kong stocks and Stock Connect A-shares can show rankings such as trending by capital flow, unusual short selling, fund flows, gainers, and most active names. You can also filter by region to see popular stock news for the corresponding market.

Options trading supports full real-time market data (many other platforms have a 15-minute delay). Featured tools include an options pricing calculator, options unusual activity, an options screener, and chips/fund distribution. Moomoo’s AI is fully integrated, supporting real-time market data and professional trading tools. It summarizes all important macro and stock-specific events, trading data, and abnormal price movements into structured information, making it easier for traders to read quickly. It also provides clickable sources so you can cross-check at any time, significantly improving research efficiency. Traders at different stages can quickly understand market trends, avoid missing key updates, and interact with AI in real time with multi-turn Q&A support.

Moomoo now also offers a brand-new asset class: Prediction Market. Unlike typical gambling platforms, Moomoo Prediction Market uses an exchange model with no house, and prices are freely determined by buyers and sellers. It is directly regulated by the U.S. federal CFTC/NFA. The barrier to entry is also low: you can participate with just $0.01, and there is 0 commission.

Moomoo Engine

In July, Moomoo officially launched Moomoo Engine, a professional tool membership package designed around different trading styles, with a market price of $3.99/month. New users who register through this article’s exclusive link and complete account opening after July 2 can use it free for a full year, with no extra steps required.

Moomoo Engine bundles professional trading tools according to your investing style. In the past, these tools had to be pieced together across multiple platforms; now one account does it all. In addition, the high-yield cash sweep account also requires Moomoo Engine to activate! The price is $3.99 per month, and if you have more than $1,000 in your account, the price is only $0.99 a month.

  • - Fundamentals Engine: AI fundamentals briefings, earnings hub, analyst forecasts, institutional research reports, valuation models, revenue analysis, smart money — suitable for users who do stock research and long-term investing
  • - Options Engine: options Level 2 quotes, options strategy guide, profit-and-loss calculator, Gamma exposure, options anomaly scanner, options screener, automated trading strategies — suitable for users who trade options strategies and manage risk
  • - Technical Engine: real-time Level 3 market depth, position distribution, indicator backtesting, custom alerts, ultra-fast ladder trading, professional chart trading, advanced orders — suitable for users who do technical analysis or trade intraday or swing positions

Also, for existing users (users who registered through this site before July 2, 2026), as long as there is more than $100 in assets in the account (including cash and investment accounts), they can currently automatically enjoy Moomoo Engine for free, as well as a high-yield cash account with 3.35% APY, so no need to worry!

Cash sweep

In addition to a traditional stock trading account, Moomoo has also added a cash sweep account for the cash portion, so your idle funds can earn a strong yield as well. In May 2026, the annual rate for this account is 3.35% APY (the first two months can be matched up to 8.1%). So if you have spare cash to park in this account and earn high interest, while still being able to invest at any time, it is a great option. It supports deposits and withdrawals anytime, no conversion required, and automatic trade settlement.

Charts, technical indicators, and TradingView partnership

There is a rich selection of charts and technical indicators, such as the commonly used MACD, KDJ, EMA, and BOLL. Company data is comprehensive, including news, ratings, and financials. It also partners with TradingView to provide professional charting tools, ideal for technical traders: draw lines and add annotations directly in the TradingView interface, and place orders in Moomoo with one click without switching apps.

Moomoo AI

Moomoo has just launched a brand-new feature — it directly connects Moomoo's real-time market data and trading functions to AI tools like Claude and ChatGPT. You can talk to AI in Chinese, and it helps you check quotes, analyze data, and even practice buying and selling in a paper trading account — no investment knowledge or coding required; it works as easily as sending a message. Of course, the decision to trade or not is still in your hands.

IPO subscriptions

The U.S. IPO subscription feature has been upgraded, with 0 commission, 0 subscription fees, and no lock-up period. Popular stocks this year such as Bullish, Gemini, and Figure all had subscribers receive allocations on Moomoo. If you're interested, you can open and fund your account in advance so that when a good IPO comes along, you can subscribe in time (the IPO subscription window is generally only 2-3 days; users in the U.S., Singapore, and some HK users can participate)

Many people have made a small profit through IPO subscriptions, which is pretty good; getting allocated in a good deal is basically a sure win.

Other

  • Supported order types: basic orders (auction order, market order, limit order, fractional share order); advanced orders (stop-limit order, trigger market order (take profit), trigger limit order (take profit), trailing stop market order, trailing stop limit order)
  • 24/7 instant news: integrates the latest market and company news from more than 50 professional, high-quality sources such as Bloomberg. The 24/7 news feature sends timely updates so you can stay on top of investment news and never miss breaking news. Global news lets you get relevant updates as soon as you follow a stock, helping you spot opportunities and catch the right entry timing,
  • Earnings calendar: during earnings season, use Moomoo's earnings calendar to visually mark the earnings release dates of important U.S. companies. Find the dates of companies you care about with one click, subscribe to them, and receive automatic reminders so you can stay on top of earnings release information right away.
  • Earnings hub: provides earnings previews and aggregates popular previews to help you quickly understand the key figures and expectations for star companies' earnings reports, with one click to jump to the earnings calendar and easily set a reminder for the release time.

Convert to a non-resident account

Moomoo supports converting an account to a Non-Resident version, and after a long-term return to China, it can be converted back to the domestic version. The downside is that trading will incur fees, the same as Futu Niuniu: U.S. stocks $0.0049/share, Hong Kong stocks 0.03%, see details. You need to submit a W-8 form, a photo of your ID card held in hand, a photo of your SSN held in hand, and other information. If you have this need, you can email [email protected], and customer service will tell you which materials to provide based on your situation. In addition to trading fees, dividends in a non-resident account are subject to a 10% withholding tax, so please note.

My take

Robinhood is straightforward. Moomoo is more comprehensive and more powerful than Robinhood, with a nice interface. Its crypto, options, and recently launched AI features are all practical, and U.S. IPO subscriptions have no lock-up period, so you can sell once you make money. If you want to invest in stocks seriously, Moomoo is a better fit. Webull is also good and often runs more deposit promotions. These apps are all free, with no monthly fee and no trading fees, making them suitable for beginners to learn from scratch, and they even give away stocks so you can try your luck.

Stock Investing Basics

Below are a few commonly used U.S. stock brokerages and their signup bonuses

Overview Signup Bonus Quick Take
Moomoo (Futu) Get $1,030 in stock +8.1% APY Professional, no commissions, and free Level 2 market data. Good for both beginners and advanced users. Chinese-language customer service available. Requires SSN
TradeUp (Tiger Brokers) 50 shares of NVDA + chance to win 5 shares + 4% for three months No commissions, supports U.S. and Hong Kong stocks, and offers WebTrading. Chinese-language customer service available. Available globally.
Webull $100 Amazon +12 fractional shares +1 month of Premium membership No commissions, with frequent deposit-for-stock promotions
BBAE Up to $650 reward 0 commission, 0 fees; Chinese-friendly, and you can open an account without SSN/ITIN
Robinhood 1 free stock No commissions, with an interest-bearing cash account. Simple interface that is beginner-friendly
Interactive Brokers Up to $1,000 Wide product coverage. Professional, comprehensive trading platform, and high cash interest rates.
TradeStation $250 Professional trading platform with a full set of supporting tools
Schwab Up to $1,000 Professional and easy to use. Global ATM fee-free withdrawals, and $0 stock commissions
Fidelity Brokerage Account Sign-up link Well-established brokerage, no trading fees, and TurboTax included
BIT (formerly Matrixport) Deposit and trade to get $210 Supports direct crypto deposits and withdrawals, no China CRS, and you can register directly with an ID card
SoFi Invest Get $75 for opening an account No commissions, supports Stock Bits
WealthFront Manage up to $5,000 for free Automated investing and wealth management
M1 Finance Deposit funds and get $10 No commissions, with automatic investing based on your portfolio

If you do not have SSN/ITIN but still want to trade U.S. stocks, take a look at the brokerages/platforms below. All of them allow registration using a full set of Chinese documents, and you can sign up with just an ID card or passport. None of them participate in China CRS

  • BBAE: Chinese-friendly; you can open an account without SSN/ITIN.
  • BIT (formerly Matrixport): You can open an account with just an ID card, and approval can be completed within a few hours.
  • Bitget: Identity verification can be completed with an ID card/Chinese passport.

If you want to invest in U.S. stocks from mainland China, see this summary

Application link

Disclaimer

Disclaimer:$0 commission trading is available only to U.S. Residents trading in the U.S. markets through Moomoo Financial Inc.Other fees may apply. For more info, visit .Options trading is risky and not appropriate for everyone. Read the Options Disclosure Document () before trading. Options are complex and you may quickly lose the entire investment Promo 8.1% APY for new users only until 12/31/2025. Actual APY may differ, Rates may change. New user promo subject to terms & conditions, Click the ad for Bank Deposit List, Cash Sweep and Promo details. Terms and Conditions apply. Securities are offered through Moomoo FinancialInc..MemberFINRA/SIPCCrypto services are offered by Moomoo Crypto Inc. ("MCI") (NMLS ID 2287314), a money services business registered with FinCEN (MSB Registration Number: 31000288349013) . MCI is not a broker-dealer. Cryptocurrency services are not available in all states, see our full licensing disclosures . Cryptocurrencies are not legal tender, not backed by any government, and not FDIC insured or SIPC protected. Cryptocurrency trading involves significant risk and potential loss of principal. It is subject to volatile price swings, market manipulation, and can become illiquid at any time. For more information, see .IPOs can be risky and speculative investments and may not be appropriate for every investor.