Last time, I shared my experience applying for my first credit card. I believe everyone now has a basic understanding of how credit cards work. This time, I mainly want to share my...

Based on reader testing, Discover’s 5% cashback category for Amazon in Q4 also works with Amazon Pay, a third-party payment method similar to PayPal. It’s also very easy to use: ju...

Q4 every year is peak shopping season, including the famous Black Friday sales. So let’s take a look at which credit cards are best to use this quarter. You can now also activate t...

I first came to the US in August 2016 and got my SSN that same month. My credit history started in October 2016, so at this point it has been 11 months. I currently have 6 credit c...

Before you know it, the third quarter is almost here, so let’s take a look at which credit cards to use this quarter. Chase Freedom Activate here For Q3, Freedom’s 5x UR points cat...

Discover sent out a mass email yesterday saying it will make up the 2015 Apple Pay 10% cashback. It is likely preparing to pay those who used Apple Pay + Discover to buy gift cards...

A killer OM/OD deal: get $20 off $100 and come out ahead, plus an analysis of earning 5%/5x on Visa gift card purchases with Q2 bonus-category credit cards....

Before you know it, the second quarter is almost here, so let’s take a look at which credit cards are worth using in Q2. Chase Freedom Activate here For Q2, Freedom’s 5x UR points...

If your referral bonuses exceed $300 during the Cashback Match period (for example, if you refer 6 or more people), then after the match they will exceed $600. In that case, Discov...

The new year has begun, and a lot of annual perks can be claimed again. Here are some New Year benefits you may want to take advantage of, as a reminder and reference. Feel free to...

We’re about to enter 2017, which means the new first-quarter 5x bonus categories are about to begin. Without further ado, let’s take a look at which ones may be useful. Chase Freed...