Hi everyone, I’m Darren, currently a math PhD student with a 3-year credit history. I made a lot of mistakes when I first started applying for credit cards, but after reading many...

2019 is here. What are some useful things you can do at the beginning of the year? Let’s talk about a few credit-card-related tasks to take care of and a few things you can start p...

We’ve already entered the fourth and final quarter of the year, and with the Thanksgiving shopping season here, buying is naturally a major topic. Let’s take a look at the 5x bonus...

Q4 2018 is here. Which cards should you keep in your wallet, and which one should you prioritize for spending? Here’s my analysis and summary:...

I logged into Discover Deals today and saw some sad news: this shopping portal will shut down on October 31. Discover says it wants to focus on simpler and more meaningful ways for...

We’re almost at the start of this year’s second quarter. The first quarter’s Freedom 5x categories were extremely generous—did everyone max out the $1,500 cap? In another two weeks...

Citi is now offering free Experian scores to everyone, even if you do not have a Citi card. You only need to register for an account on Citi’s website and verify your identity—no c...

A credit card's credit limit reflects how much you can spend on that card, and it is one way a bank evaluates your overall credit. A low limit can be inconvenient when making large...

When using your card outside the U.S., watch out for the DCC trap....

Another year is almost over. Have you used up your fourth-quarter 5x spending cap yet? In just two more weeks, it will be time to start using the first-quarter 5x categories on our...

Cyber Monday is here, so here’s a roundup of each retailer’s ads. Amazon Cyber Week ad roundup link. Cyber Monday ad intro. Target: 15% off sitewide, stackable discounts. Apple Pro...