Credit Cards 101
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2026 Credit Card Quarterly 5x Categories: Q3 Is Here! Don’t Forget to Activate and Switch Cards — Strategy Guide Inside
The third quarter of 2026 has begun. Below is a roundup of each card issuer’s 5x cash back categories for this quarter, plus which categories are worth activating and prioritizing....
AMEX Platinum (Schwab Version) Review: 80,000 Welcome Bonus
The current welcome bonus on this card is 80,000 points. Along with the updates to the Platinum family, the benefits have been completely refreshed and the annual fee has increased...
AMEX Platinum Morgan Stanley Card: 80,000 Welcome Bonus, E*TRADE Users Can Apply
The current welcome bonus is 80,000 points after $12,000 in spend within 6 months. E*TRADE’s website now clearly says that anyone with one of their accounts can apply for the Plati...
Citi AAdvantage Globe Credit Card: 60,000 Welcome Bonus!
The welcome bonus is now 60,000. This card has a $350 annual fee, sitting between the AA Platinum’s $99 and the AA Executive’s $595. The card advertises up to $750 in statement cre...
BofA Atmos Rewards Summit Credit Card: Limited-Time 100,000 +25,000 Companion Certificate Offer Still Available
This limited-time 100,000 +25,000 companion certificate bonus is still available, but the previous 50% off code is gone. The official link only shows 80,000, so use the preferred l...
BofA Atmos Rewards Ascent Credit Card: 85,000-Mile Limited-Time Bonus
There’s now another 85,000-mile welcome bonus offer, and you can enter any five-digit promo code. The official website’s limited-time offer has expired, and it’s unclear how long t...
AMEX Hilton Honors Business Card: 130,000-Point Welcome Bonus; $240 Annual Hilton Statement Credit
This card currently comes with a 130,000-point welcome bonus, and the spending requirement of $6,000 in six months is quite manageable. In the long run, the card also offers up to...
AMEX Hilton Surpass Credit Card: 130,000-Point Welcome Offer; Up to $200 in Hilton Credits Each Year
This card comes with a 130,000-point welcome offer. While it does not offer a free night certificate, it does come with up to $200 in annual Hilton statement credits, which more th...
AMEX Hilton Honors Credit Card: Earn 80,000 Points; No Annual Fee
The welcome offer on this card is 80,000 points! The spending requirement is just $2,000 in six months, which is very easy to meet. This card is a good fit for beginners and for pe...
AMEX Hilton Aspire Credit Card: 150,000 Welcome Bonus, Plus Automatic Diamond Status!
The Hilton Aspire welcome bonus is 150,000. The card already comes with a lot of perks, including one uncapped Hilton free night certificate every year, starting in year one, which...
AMEX Delta SkyMiles Gold Business Credit Card: 60,000-Mile Welcome Bonus
The welcome bonus on this card is now 60,000 miles, and the annual fee is waived for the first year. If you've already gone through the personal cards, this business card is worth...