Credit Cards 101
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AMEX Delta: Six Co-Branded Cards Compared — Record-High 125,000 Bonus, Expires July 15!
The limited-time welcome bonuses on these six Delta co-branded cards are back, with offers as high as 125,000 bonus miles. Best of all is the Delta Gold, which appears to be a reco...
How to Manage a U.S. Credit Card After You Get It: Payments, Annual Fees, Product Changes, Card Closures, Long-Term Holds, and Managing Multiple Cards
My approach to card management is actually pretty simple now: when I first get a card, I make sure payments are handled properly; when the second-year annual fee comes up, I reasse...
2026 U.S. Business Credit Card Basics: You Can Apply Without a Company! Sole Proprietor, EIN, and 5/24 Explained
Everything you need to know about business credit cards, including: an introduction, how to apply, credit reporting, risks, and recommended top business cards....
2026 U.S. Bank Credit Card Application Rules: Chase, AMEX, Citi, BofA, Capital One — Complete Roundup
Credit card application rules vary widely from one U.S. bank to another. Some banks mainly focus on recently opened accounts, some limit how quickly you can apply, and for some car...
Chase World of Hyatt Credit Card: Limited-Time 45,000 + 30,000 Sign-Up Bonus
This card now has a limited-time offer, for a total of 75,000 bonus points: the first 45,000 points after spending $5,000 in the first three months; the remaining 30,000 points are...
Citi Business AAdvantage Platinum Business Credit Card: 65,000+10,000 limited-time sign-up bonus, double-dip possible!
If you register for an AA Business Account through the link below, you can earn a 10,000-mile bonus, but you need to be a new account holder. To get the 10,000 bonus, your account...
A Collection of Discontinued U.S. Credit Cards
After many years of using credit cards, I’ve seen cards come and go. Some were discontinued because their perks were so generous that the banks were losing money. Others were disco...
Chase Pay Yourself Back Guide: CSP/CSR redemption rates have dropped, basically not worth using anymore!
PYB redemptions increased in Q2 2025. The Aeroplan card added Home Improvement at 0.8¢/pt, and Sapphire Reserve added Pet at 1.25¢/pt. Adding new categories is a good thing, but th...
Chase Sapphire Reserve card offers 3 months of Marriott Gold, with extension through 2028
The Chase Sapphire Reserve card Marriott Gold 3-month promo is back. Register to get it, and if you complete three paid stays within three months, you can directly extend Gold stat...
2026 Credit Card Reimbursement Roundup: Q3 and Second-Half Reimbursements Begin!
The third quarter and second half of 2026 have started. If you have any of the cards below, it’s time to start submitting your Q3 and second-half reimbursements. I’ve organized eve...
Chase Sapphire Reserve (CSR) Credit Card: Marriott Gold Included; 100,000-Point Welcome Bonus, Tons of Credits!
The Chase Sapphire Reserve card’s complimentary 3-month Marriott Gold offer is back. Just enroll between July 1 and September 30 to get it. If you complete three paid stays within...