2018 Q5 Credit Card 5x Rewards Summary [Updated 10/1: Q4 Spending Guide and Activation Links]
Q4 2018 is here. Which cards should you keep in your wallet, and which one should you prioritize for spending? Here’s my analysis and summary:...
Wells Fargo Propel (AMEX Version) Credit Card: “20,000-Point Welcome Bonus”
This card was revamped, and the welcome bonus increased to 30,000 points, worth up to $330. That’s very strong for a no-annual-fee card. In addition, the current 3x categories are:...
Barclays Arrival Premier [Discontinued]
This card now waives the $150 annual fee for the first year, so you can see whether it fits you. Its biggest perk is that points can also be transferred to miles: some airlines at...
My Experience Getting Reimbursed by Credit Card Rental Car Insurance (Chase Sapphire Preferred)
In addition to earning cash back, many credit cards also include rental car insurance. Compared with the coverage rental car companies try to sell you, the insurance that comes wit...
Credit Card Application Basics — Reapplying for the Same Card (Churning) [6/13 Update: AMEX Now Shows Why You’re Ineligible]
When you apply for an AMEX credit card now, after you fill in all your information and submit, you may see a screen telling you whether you’re eligible for the welcome bonus. There...
Chase IHG Rewards Club Credit Card [5/14 Update: Upgrade to the New Card and Get 5,000 Points]
Existing cardholders of this old card may receive a link to upgrade to the new IHG Premier credit card. After upgrading, make one purchase to earn 5,000 IHG points; the upgrade mus...
Two New Chase IHG Cards Coming Soon: Detailed Analysis and Application Strategy
The latest updates on the two new Chase IHG co-branded credit cards. The comparison and analysis of the old and new versions should help you decide whether to apply at the last min...
Why Is the SPG Business Credit Card Worth Applying For? "Cardholder Interviews"
The welcome bonus on the SPG Business credit card has been increased from the usual 25,000 points to 35,000 points, and this offer ends on March 28. Quite a few of my friends have...
Activate Now: 2018 Q2 5x Bonus Categories for Popular Credit Cards
We’re almost at the start of this year’s second quarter. The first quarter’s Freedom 5x categories were extremely generous—did everyone max out the $1,500 cap? In another two weeks...
How I Got My Chase Shutdown Reversed
A while back, Chase unexpectedly shut down all of my credit cards. After a lot of digging and repeated communication with Chase, I finally got everything reopened. Here’s what happ...
Ten Questions About Credit Card Limits
A credit card's credit limit reflects how much you can spend on that card, and it is one way a bank evaluates your overall credit. A low limit can be inconvenient when making large...