Credit Cards 101
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Summary of Credit Card Sign-Up Bonus Match Policies by Bank [2019.5 Update: Citi Tightens Its Sign-Up Bonus Match Policy]
Citi AA cards used to be very generous with sign-up bonus matches: you could often match not only the latest public offer, but even targeted offers, just by contacting online chat....
A Credit Card Beginner’s Growth Story
Hi everyone, I’m Darren, currently a math PhD student with a 3-year credit history. I made a lot of mistakes when I first started applying for credit cards, but after reading many...
HSBC Cash Rewards Credit Card "4/17 Update: Welcome Bonus Changed, 3.3% Cash Back in the First Year"
The welcome bonus on this card has changed somewhat: instead of the previous $150 bonus, it now earns 3% cash back on all purchases for the first 12 months, on up to $10,000 in spe...
BofA Platinum Business Card “4/8 Update: All-Time High $300 Sign-Up Bonus + 0 APR”
The signup bonus on this card has been raised to $300, with $3,000 in spending required within three months. In addition, this card also offers 0 APR on all purchases during the fi...
AMEX EveryDay Card (ED) Review — Update 03/2021: 10,000-Point Welcome Bonus + $200 Home Furnishing Credit; No Annual Fee
Right now, if you open the application link in your browser’s incognito mode, you may see an offer for a 25,000-point welcome bonus, which is much better than the public 10,000-poi...
Full Update on Marriott/SPG/Ritz-Carlton Credit Cards
After Marriott acquired SPG, it overhauled the entire loyalty program and renamed it Marriott Bonvoy. Today, the related changes to Marriott, SPG, and Ritz-Carlton credit cards wer...
A Few Things You Can Do for the New Year in 2019 (Credit Card Edition)
2019 is here. What are some useful things you can do at the beginning of the year? Let’s talk about a few credit-card-related tasks to take care of and a few things you can start p...
Chase shut down all my accounts, then brought them back—this time it happened to me "Update 2019.1: Watch out for your Free Night being swallowed"
While my accounts were shut down by Chase, it happened to coincide with the annual Free Night issued by Chase Hyatt. Interestingly, the annual fee posted as usual, but the Free Nig...
AMEX Plum Business Credit Card Review: New $600 Welcome Bonus [Updated 10/14]
This is a fairly unique card designed specifically for business use. You can take advantage of its 60-day payment period to maximize cash flow. For example, you could buy inventory...
Now Live: 2018 Q4 5x Bonus Categories Across Credit Cards
We’ve already entered the fourth and final quarter of the year, and with the Thanksgiving shopping season here, buying is naturally a major topic. Let’s take a look at the 5x bonus...
AMEX Platinum (Mercedes-Benz Version) Review [10/5 Update: Card Conversion Confirmed for January 11 Next Year, and Strategy Afterward]
Current cardholders can now log in and see the following notice: on January 11, 2019, this card will be automatically converted to the regular Platinum Card. That means the full se...