CNB Crystal Card: You May Be Able to Request an Annual Fee Refund
After this once-great card was heavily abused, its benefits were slashed significantly; see here. On Reddit, there are plenty of DPs showing that by telling the bank the benefits h...
GrabPay Card: The First Apple Card Imitator in Asia
This Thursday (12/05), Southeast Asian ride-hailing and payments giant Grab announced that it will launch Asia’s first numberless card, the GrabPay Card. The card is jointly issued...
Testing an ACH Transfer for a Negative Balance on a Discover it Card
Some time ago, my Discover miles credit card had a negative balance. Since that money would otherwise just sit there, and I don’t like dealing with slow and inconvenient paper chec...
How to Deal with This Wave of Hacked Chase Application Links [2019.12 Update: Some Links Are Still Alive, Plus Another DP of Full Family Shutdown]
I just tested it, and some of the offers through these links are still accessible. It’s hard to tell whether Chase intentionally left them up as bait or is just slow to make the ch...
Credit Card Shutdowns and Risk Controls (2) — Summary of Why Different Banks Shut Down Accounts [2019.11 Update: Chase Explicitly Warned Some Users]
According to Miles Per Day, Chase sent warnings to some users listing behaviors that could lead to shutdowns. It is clear that the items below are all related to Chase Rewards, i.e...
AMEX Hilton Credit Cards: Extra 5X (Targeted, More People Are Being Targeted)
[Update 11/27: Hilton sent out another wave today. If you have an immediate need, you can also register now.] Quite a few people received an AMEX offer for Hilton co-branded credit...
Citi Expedia+ Voyager Credit Card [2019.11 Update: Record-high 70,000 welcome bonus, worth up to $980!]
A record-high 70,000 welcome bonus is here. This is one of two co-branded cards from Citi and the online travel agency Expedia. The Citi Expedia+ Voyager is the annual-fee version,...
Breaking News: Does WeChat QR Code Payments Now Support US Credit Cards?
I was using WeChat earlier today when I suddenly discovered that the scan-to-pay screen allows you to select a U.S. credit card. All three of my US cards can be selected. This paym...
Chase IHG Premier 125,000 Targeted Offer
IHG has sent some accounts a Chase IHG Premier welcome bonus offer of 125,000 points (variable APR, and it does not bypass 5/24), with a required spend of $3,000 within 3 months. O...
AMEX Aspire 150,000 Upgrade Link Ends on the 21st
This offer ends on November 21. We shared this link before, and it still works now. If you happen to have the no-fee version or the Ascend version and have held the card for at lea...
A Super-Complete Account of My Chase Shutdown Experience (Everything You Can Think Of—and More—Is Here)
Recently, Chase made two big moves [here, here]. I’m taking this opportunity to lay out in detail my years-long experience of Chase shutting down all my accounts, hoping it helps s...