Chase Ultimate Rewards (UR) Trifecta and Best Card Combinations
Building a multi-card setup can help you earn points faster, give you more flexibility when redeeming, and cover a wider range of everyday spending categories. Today, I want to sha...
Hilton Surpass | Best-Ever 150,000+$100 Offer Expires on the 31st (Now Is the Best Time to Jump In)
Using the The Points Guy link, you can see the application page for the best-ever offer of 150,000 Hilton points + $100. If you only see a 125,000-point offer when you open it, try...
Avianca Co-branded Card Shutdown Wave?
Avianca has two co-branded cards in the U.S.: the $149 annual fee version and the $50 annual fee version. Both cards offer a sign-up bonus after one purchase, and there’s a little...
Introduction to the AMEX Hilton Offer Site
Hilton now also has a website similar to Delta’s that shows you targeted AMEX co-branded card offers, although you usually need to use the code from the email to look them up. At t...
AMEX | Testing an ACH Transfer of a Negative Balance
Many readers have probably run into this just like I have: sometimes an AMEX credit card ends up with a negative balance. For example, after making a payment, you may forget that a...
AMEX | How to Check for a Retention Offer in Advance via Online Chat
Today, in the 101 readers’ WeChat group, a reader asked how to find out whether they might have a retention offer. Besides calling directly and awkwardly pretending you want to clo...
Hilton Credit Card | Aspire → No Annual Fee → Aspire ($150,000) Upgrade/Downgrade DP (Plus a Summary of Hilton Upgrade/Downgrade Paths)
Since the Hilton Aspire card has not been around for very long, there is still no DP on whether you can get the upgrade bonus again for "Aspire → no annual fee → Aspire." This post...
AMEX | App Integration for PayPal/Venmo Payments
A new feature was recently added to the AMEX app that lets you jump directly into the AMEX app when making a payment with PayPal/Venmo. You can find it here: It’s unclear what the...
AMEX | Some Credit Card Airline Credit Reimbursement Displays Abnormally (Now Back to Normal)
Reimbursement itself is fine; I just noticed an interesting display bug. I’m not sure whether it was caused by a routine AMEX system update. So far, I’ve only seen it happen on the...
Cancelled Platinum Cards Still Receiving Uber Credit (Update: Clawbacks Have Begun)
[Update] AE has noticed, and they’ve started clawing back the mistakenly issued Credit. Congrats to those who used it in time! I saw a report on Doc that AMEX seems to still be sen...
Wells Fargo Visa Signature Card: "5x on gas, groceries, and drugstores for the first six months; 50% more value for points"
Earn 5x on gas, groceries, and drugstores for the first six months. Beyond that, the most useful feature is the 50% boost in point value, and you can combine the points from the We...