Posts by ymlulu
2026 U.S. Guide for New International Students: SSN, Credit Cards, Bank Accounts, Phone Numbers, and Money-Saving Tips
This article summarizes useful information for new international students coming to the U.S. in 2025! It distills more than a decade of blog posts that are especially useful for ne...
Capital One Points Guide: New JAL, Qatar Airways, and Hotel Partners
Capital One has suddenly added Japan Airlines (JL), Qatar (which uses Avios), and I Prefer Hotels as transfer partners. JL is still a very useful option, though the transfer ratio...
Guide to Using AMEX Offers: Platinum Card Exclusive Offers
AMEX now provides Platinum cardholders with exclusive offers. On the offers page, click "view all" and you should see a dedicated section at the top. They mostly look like offers f...
Citi ThankYou Points Transfer Bonus: 50% Bonus to TK, 30% Bonus to VS, 25% Bonus to AV
Citi TYP transfer bonus: 50% bonus to TK, 30% bonus to VS, 25% bonus to AV Promotion link Related mileage guides for these airlines are below: Virgin Atlantic (VS) loyalty program...
“Getting paid to subscribe!” ShopBack + Private Internet Access 120% cash back: 26 months free membership
Now, if you sign up for Private Internet Access through ShopBack, you can get 120% cash back! The offer page shows a 2-year-and-2-month deal, so just choose that one. The service i...
White House Spokesperson Update: H-1B Visa Holders Must Pay $100,000 to Enter the U.S.
The White House spokesperson gave further details on X.com. Here are the key points:...
A Round of Targeted IHG Hotel Offers: 3x Points, Platinum After 5 Nights, Diamond After 10 Nights
IHG has released a batch of targeted offers, including 3x points, Diamond after 10 nights, Platinum after 5 nights, double elite nights, and more. You can register and see if any w...
Best U.S. Credit Cards by Spending Category
Everyone has different needs when it comes to credit cards. This article summarizes the best credit cards for different spending categories and different types of cardholders. You...
Capital One Spark Cash Select Business Card [Sign-up Bonus $750; No Annual Fee]
The sign-up bonus on this card has increased to $750. As a no-annual-fee business card, it’s still quite competitive. And since the card itself earns 1.5% cash back, you won’t lose...
Hilton Honors points devalued again: increases of up to 36%, with the cap raised to 250,000 points
Hilton standard room award rates have now surged to as high as 250,000 points per night (up from the previous cap of 200,000), a 5x increase versus 12 years ago. Many popular hotel...
Students Can Get 12 Months of Microsoft 365 Personal for Free!
All U.S. college students, including community college students, can get a free 12-month subscription to Microsoft 365 Personal, which includes the powerful AI assistant Copilot. R...