Posts by ymlulu
Credit Card Application Talk — Applying Without an SSN
In the U.S., credit cards are practically essential, and if you use them well, the rewards can be substantial. But for students who have just arrived in the U.S.—especially undergr...
One-Month Blog Recap — ymlulu’s Section
Introduction: Although this blog was launched a month ago, a lot of the content had actually been on my mind for quite a while—I’ve wanted to write it down and share it with everyo...
An Urgent Award Booking Story: How I Booked a $3,000 Flight for $225
Today I want to share one of my flight award redemption experiences from last year. It was truly a last-minute, high-pressure situation. Would I get my passport back in time? Would...
Cash Back and Shopping Portals: A Powerful Way to Save Money Online
In the US, online shopping is extremely common. Major brick-and-mortar retailers such as Walmart, Target, Nordstrom, and Sears all have their own websites for online purchases. Whi...
Which Credit Card Should I Apply For? — Long-Term Keeper Edition
Don’t want to read the analysis? Click here directly. Credit Card Application Index — The fastest way to choose a card that fits you This article is mainly about how to choose a cr...
The Philosophy of Playing with Credit Cards
Within the peach blossom ravine lies the Peach Blossom Hermitage, and within the Peach Blossom Hermitage is the Peach Blossom Immortal. The Peach Blossom Immortal among the flowers...
A Quick Comparison of Major Points Programs
This article only introduces some of the more popular points programs and a few higher-value ways to use them. For the most detailed lists of redemption options and ways to earn po...
How to Buy an IPAD AIR 32G for $276
Before heading back home, relatives and friends often ask us to bring something back for them. Apple products are a top choice for many people. In this case study, the blogger expl...
Introduction to Common Credit Cards
Common Credit Card Roundup [collapse title="American Express Credit Cards"] EveryDay Preferred (EDP) — the one and only EveryDay Card (ED) — a backup for MR points Blue Cash Everyd...
Understanding Credit Cards from Scratch
This article highlights several major benefits of credit cards Cash Back and Points on Purchases Most U.S. credit cards offer cash back on spending, which means you earn a little r...
