Before diving into a full guide on how to maximize gift cards, let’s start with a real example. Although this post focuses on going from Raise to Target, the same idea can be appli...

We just recommended the cashback site TopCashback (TCB) to everyone, and today there happens to be a very good deal. It ends tomorrow, so if you want to make a little easy money, a...

Savvy online shoppers in the U.S. often use cashback sites to earn a little money back while they shop. But many people wonder: why do cashback rates vary from one merchant to anot...

Why do credit card companies want to shut down your card, and what kinds of behavior are considered high risk?...

When banks launch a credit card, they often offer not only a generous welcome bonus, but also extra rewards in certain spending categories. For example, Chase Freedom offers 5X poi...

I’ve always believed that only by crossing mountains and rivers, traveling rugged roads, seeing the wider world, and talking with people from all walks of life can you truly broade...

A retention offer is a special incentive from a credit card company designed to persuade you not to close your card. For cardholders, these offers can provide extra rewards while l...

Today’s article introduces another very simple way to get free flights. Compared with the previous method, it adds just one extra step: transfer points....

How do you get free flights? Start by applying for a credit card. This post walks you through the process from card application to finally booking a free ticket....

We’re launching a new “Expert Interview” series on the site. In each installment, we’ll interview someone with solid experience in credit cards and points, and we hope their firsth...

The silver sheen has faded, but its power still lingers. I have not really gone away; I am only waiting for the right caller....