Posts by ymlulu
Heads Up: Citi Travel Credit Now Works at Grocery Stores and Restaurants, Plus 3-Month Extension on Minimum Spend
Travel Credit Citi’s public relations department has confirmed that from May 1 through December 31, purchases at grocery stores and restaurants made with the Citi Prestige can auto...
AMEX Adds a New Round of Benefits Across Many Cards: Statement Credits and Bonus Supermarket Earnings
During the pandemic, AMEX finally made some major moves: not only extending the minimum spending window for all newly opened cards to six months, but also adding targeted temporary...
UA Mileage Revamp, Redemption Table Removed (2020.4 Update: Preliminary Changes, Some 10% Increases)
The mileage check had no change yesterday, but today United's partner-saver awards have already quietly gone up 10%. Honestly, I think United could just do a peak/off-peak setup—mo...
How Can Points and Miles Be Cashed Out? What Are They Worth?
High-value redemptions for points are usually tied to travel. In this unusual period, with travel demand having largely dried up, points have become somewhat awkward to hold. On to...
10,000 Bonus: Should You Upgrade? Targeted Offer to Upgrade the Old IHG Card to the IHG Premier
Chase keeps sending out emails encouraging cardholders to upgrade the old version of the IHG card to the IHG Rewards Club card, with a 10,000-point bonus for upgrading. The main be...
Targeted: Discover 12-14 Month 0% APR Offer, Try Chat or Phone
According to a DOC message, if you contact Discover via chat now, you may be able to get a 12-month 0% APR offer. If you’re short on cash, it’s worth a try. I tried it, but surpris...
Subscribe to 1 Year of The Economist ($189-$225) and Earn 15,000-18,000 Avios
This is actually a promotion run by AER LINGUS (Aer Lingus), and the Avios you earn can be combined with your British Airways Avios and used together. Based on previous valuations,...
What Is a Charge Card? How Is It Different From a Credit Card?
Most people are familiar with credit cards: you spend first and repay when the statement closes. A charge card is a special type of card, and the biggest differences versus a credi...
“Prize Announcement!” Online Q&A Ask me anything! Total prizes $300 + new user perks (thanks to Futu Moomoo sponsorship)
Prize announcement — come see whether you won....
In-Depth Analysis of This Wave of AMEX Shutdowns [2020.4 Update: Airline Fee Reimbursement Gaming May Lead to Shutdowns and MR Point Balances Being Zeroed Out]
Recently, I’ve again seen several reports of AMEX cards being shut down. The affected cardholders were not exactly AMEX beginners either—they had already gone through FRs where app...
Webull New Deposit Promo: Deposit $10,000-$100,000 and Get 10-35 Free Stocks!
Webull has launched another targeted deposit promotion. From 4/24/2020 to 5/6/2020, if you deposit $10,000-$100,000, you can receive 10-35 free stocks (each worth $9-$1,000). The s...