BIT has significantly updated its U.S. stock account-opening and deposit bonuses. Three bonuses can be stacked, with up to $310 in cash rewards and a range of perks. In addition, wire transfer deposit fees are reimbursed, up to $50. This account can be opened with a full set of Chinese identity and address information; you only need to complete verification with an ID card. There is no China CRS reporting.

The three bonuses are as follows. The easiest way is to deposit $2,000 and make a few trades, which can get you a $110 reward — not bad at all. Tier 1: zero-commission U.S. stock trading, a $100 trading-fee rebate card, and 30-day market data access. Tier 2: extra deposit bonus. You must complete the deposit within 14 days of account opening; once you meet the threshold, the 30-day holding period for the tier starts.

  • Deposit $1,000 and hold for 30 days to get a $50 reward
  • Deposit $2,000, receive $5 instantly; hold for 30 days and you can get another $95 reward
  • Deposit $10,000, receive $5 instantly; hold for 30 days and you can get another $195 reward

Tier 3: make at least 3 cumulative trades to get a $5 reward; make at least 8 cumulative trades to get a total $10 reward. You must complete this within 14 days of account opening, and each trade must be over $100. Wire transfer reimbursement fees are as follows; only the first deposit is reimbursed. First deposit $2$2,000$20, first deposit $10,000 reimburses 10,000. Of course, you can also deposit directly with USDT/USDC.

About BIT

BIT (formerly Matrixport) was founded in 2019 and is a licensed and compliant digital asset financial services group headquartered in Singapore. We provide integrated financial services such as trading, custody, asset management, and financing for institutions and professional investors. We currently manage more than $6 billion in assets and have monthly trading volume exceeding $7 billion. The group holds core qualifications such as Singapore's Major Payment Institution (MPI) license and a Swiss FINMA asset management license, and has been included repeatedly in the Hurun Global Unicorn List and the Singapore FinTech Unicorn List. The founding team came from Bitmain, Matrix Partners, and Canaan. The business now covers multiple countries and regions and has also obtained regulatory licenses in multiple countries and regions Their main services are as follows. Compared with other crypto platforms, they focus more on "asset appreciation" rather than simple trading. In addition, they are currently gradually rolling out and upgrading U.S. stock trading, which we will introduce in detail below.

Registration and rewards

Account-opening bonus

Register through our exclusive channel now to get multiple rewards. See the start of the article for details

Registration process

Registration and KYC process:

  1. Click the BIT exclusive signup link
  2. Enter your email address or mobile number
  3. Set your login password
  4. Complete email verification
  5. Download the app
  6. Submit identity verification for KYC

Review usually takes only a few minutes. They now support direct KYC with a Chinese ID card. However, you cannot register with a U.S. or Canadian ID. I tested it myself, and the approximate time and materials required are as follows

  • Basic verification: fill in your information, take a photo of your ID card, and you can pass instantly after facial recognition.
  • Advanced verification: address proof is required, but if you verify with an ID card, you can pass by directly uploading the address side of your ID card. Usually within about ten minutes (official estimate: 1-4 days)
  • U.S. stock verification: you fill in more details such as your trading purpose and source of funds, and you also need to take a photo of your ID card and complete facial recognition. It usually passes in 1-2 hours (official estimate: 1-4 days)

Download the app

The app can be downloaded and used normally on domestic networks, with no VPN required.

Support group

If you have any questions, you can also join our support group If the QR code expires, contact the US Cards 101 assistant and ask uscards101 to add you to the group

BIT: Invest directly in real U.S. stocks with USDT

When many people first come across BIT (formerly Matrixport), they assume it is just a crypto wealth-management platform. In fact, BIT officially launched U.S. stock trading services in 2026, becoming one of the few platforms in the industry that connects digital assets and U.S. stock investing. Users do not need a traditional overseas bank card; as long as they hold USDT or USDC, they can directly invest in real U.S. stocks.

Support for direct USDT / USDC deposits

Traditional broker account opening usually requires:

  • An overseas bank card
  • International wire transfers
  • A longer time for funds to arrive

BIT, by contrast, supports:

  • USDT deposits
  • USDC deposits
  • USD bank wire deposits

Funds can arrive in as little as seconds, and the service is available 24/7. For users who already hold digital assets, this means they can invest in U.S. stocks without extra FX conversion or cross-border transfers.

Trade real U.S. stocks, not CFDs

This is one of the most important things about BIT. Many so-called "on-chain U.S. stocks" or "U.S. stock trading platforms" on the market actually offer:

  • Contracts for difference (CFDs)
  • Price-linked products
  • Tokenized stocks

Investors only get exposure to price movements and do not actually own the underlying shares. BIT uses a direct connection to licensed brokerages, so users buy real U.S. stock assets that are actually held, rather than price-mapped products. Investors can enjoy the corresponding shareholder rights, including dividends and voting rights.

Supports more than 1,000 U.S. stocks and ETFs

BIT is connected to the U.S. market's NBBO (National Best Bid and Offer) quote system. It currently supports:

  • Nasdaq-listed companies
  • NYSE-listed companies
  • Mainstream ETFs
  • Popular AI theme stocks
  • Technology growth stocks

It covers more than 1,000 U.S. stock and ETF products. Common examples include:

  • NVIDIA (NVDA)
  • Microsoft (MSFT)
  • Apple (AAPL)
  • Tesla (TSLA)
  • Amazon (AMZN)
  • Meta (META)
  • QQQ ETF
  • SPY ETF

Security

According to information disclosed by BIT, BIT's U.S. stock business uses a compliant structure that is commonly used in the international brokerage industry today. BIT does not custody users' stocks itself. This point is very important. Many people think: "If I buy U.S. stocks on BIT, are the shares kept by BIT?" In fact, they are not. BIT itself mainly handles:

  • Account-opening process
  • Trading interface
  • Customer service
  • Account management
The U.S. stock assets and cash assets purchased by users are actually held within the systems of licensed U.S. clearing institutions and broker-dealers. Partner institutions are regulated by the U.S. SEC and FINRA According to official disclosures, current partner institutions include:
  • Clear Street
  • RQD Clearing
  • Atomic Vault Securities (AVS)

These institutions are all:

  • Registered with the U.S. SEC
  • Regulated by FINRA
  • Licensed participants in the U.S. securities market

Relevant information can be searched publicly through the U.S. FINRA BrokerCheck system. What is the Omnibus IB structure? BIT’s U.S. stock business uses the Omnibus Introducing Broker (omnibus account) model, which is common among international brokers. In simple terms, users see their own individual accounts. But at the U.S. clearing-institution level, all customer assets are aggregated into one large master account for clearing and custody. This model is widely used by:

  • International online brokers
  • Cross-border securities platforms
  • Global brokerages

It does not mean customer assets are being commingled for operational use. Customer assets are segregated from platform assets According to the official explanation, under the Omnibus model, customer assets and company assets must be managed separately. BIT is responsible for maintaining user-level:

  • Cash records
  • Position records
  • Trade records

Users can check their assets in the app at any time. In other words, the platform’s operating funds are not directly mixed with customers’ securities assets.

Why are crypto users starting to buy U.S. stocks?

Over the past two years, one very clear trend has emerged: many crypto users are now allocating to both:

  • BTC
  • ETH
  • AI-related U.S. stocks
  • Nasdaq ETFs

The reason is simple: U.S. technology companies remain among the most profitable and innovative businesses in the world. For long-term investors, holding both digital assets and U.S. equities can provide better global asset allocation. BIT is tapping into exactly this demand by connecting the crypto world and the traditional securities market within a single account system.

Fees and comparison

Summary

If you already use Binance, Bybit, or other crypto platforms, BIT’s biggest value is not just its yield products. Its standout features are:

  • Buy U.S. stocks directly with USDT
  • Actual stock ownership, with U.S. stock licenses
  • Support for dividends and shareholder rights
  • More than 1,000 U.S. stocks and ETFs
  • Account opening completed in minutes

For investors who hold BTC, ETH, and stablecoins for the long term, BIT offers a very convenient way to build a globally diversified portfolio. In addition, it now supports direct KYC account opening with an ID card, which is quite convenient. One point worth noting is that its main entity is in Bhutan, and Bhutan does not have diplomatic relations with China and does not participate in China’s CRS. If you are interested in other U.S. stock investing guides and other platforms, see

Stock Investing Basics

Below are a few commonly used U.S. stock brokerages and their signup bonuses

Overview Signup Bonus Quick Take
Moomoo (Futu) Get $1,030 in stock +8.1% APY Professional, no commissions, and free Level 2 market data. Good for both beginners and advanced users. Chinese-language customer service available. Requires SSN
TradeUp (Tiger Brokers) 50 shares of NVDA + chance to win 5 shares + 4% for three months No commissions, supports U.S. and Hong Kong stocks, and offers WebTrading. Chinese-language customer service available. Available globally.
Webull $100 Amazon +12 fractional shares +1 month of Premium membership No commissions, with frequent deposit-for-stock promotions
BBAE Up to $650 reward 0 commission, 0 fees; Chinese-friendly, and you can open an account without SSN/ITIN
Robinhood 1 free stock No commissions, with an interest-bearing cash account. Simple interface that is beginner-friendly
Interactive Brokers Up to $1,000 Wide product coverage. Professional, comprehensive trading platform, and high cash interest rates.
TradeStation $250 Professional trading platform with a full set of supporting tools
Schwab Up to $1,000 Professional and easy to use. Global ATM fee-free withdrawals, and $0 stock commissions
Fidelity Brokerage Account Sign-up link Well-established brokerage, no trading fees, and TurboTax included
BIT (formerly Matrixport) Deposit and trade to get $210 Supports direct crypto deposits and withdrawals, no China CRS, and you can register directly with an ID card
SoFi Invest Get $75 for opening an account No commissions, supports Stock Bits
WealthFront Manage up to $5,000 for free Automated investing and wealth management
M1 Finance Deposit funds and get $10 No commissions, with automatic investing based on your portfolio

If you do not have SSN/ITIN but still want to trade U.S. stocks, take a look at the brokerages/platforms below. All of them allow registration using a full set of Chinese documents, and you can sign up with just an ID card or passport. None of them participate in China CRS

  • BBAE: Chinese-friendly; you can open an account without SSN/ITIN.
  • BIT (formerly Matrixport): You can open an account with just an ID card, and approval can be completed within a few hours.
  • Bitget: Identity verification can be completed with an ID card/Chinese passport.

If you want to invest in U.S. stocks from mainland China, see this summary

Sign-up link

If you register through our exclusive channel now, you can receive multiple rewards.