# Beginner Guides
Credit Card Trip Delay Insurance: These 10 Rules Are All You Need to Know
We often see people in our member groups asking whether a specific situation qualifies for trip delay insurance. The goal of this article is to help readers quickly determine wheth...
Remitly Money Transfer Guide (Supports Alipay/WeChat Pay): Send USD to CNY and Get $10 Back!
Right now, when your first money transfer from the US to China is over $100, you can get $10 off. If you pay with a debit card, the funds can arrive instantly to WeChat Pay/Alipay....
How to Choose Among the Six United Airlines (UA) Co-Branded Credit Cards: Limited-Time 80,000–110,000 Welcome Bonuses Expire on May 20!
The limited-time bonuses on UA cards are about to end. The 80,000 offer on the Explorer, the 100,000 offer on the Questd, and the 110,000 offer on the UA Business are all very soli...
Moomoo’s New Feature: Let AI Help With Your Investing
Moomoo just launched a brand-new feature—Moomoo Skill—which connects Moomoo’s real-time market data and trading functions directly to AI tools like Claude and ChatGPT. You can chat...
Guide to Paper Trading for U.S. Stocks (2026 Update)
Paper trading is simulated investing that does not use real money, but it does let you test investment strategies using real market data and market outcomes. Many investors use pap...
Ally Bank Review: Get $200 With an Ally Invest Account
Ally Invest is now offering a $200 bonus. Just transfer in $1,000 and keep it there for 90 days to qualify, which is very easy. Note that if the funding comes from an Ally bank acc...
US Stocks Basics: What Are ETF/ETNs, and How to Buy and Invest in Them
In this article, we’ll walk through the basics of ETFs in the US stock market. Hope everyone can catch each stock during its upward run!...
How Beginners Can Pick U.S. Stocks: A Step-by-Step Guide!
These days, many stock trading platforms offer generous account opening bonuses. After signing up and collecting those bonuses, you may also want to try buying a few stocks yoursel...
United Airlines (UA) Membership and Miles Introduction: “New Co-branded Card Benefits”
UA co-branded credit card holders are getting a new round of benefits: earning more miles on flights, 10%–15% discounts on award tickets, and cardholders’ children can also earn mo...
US Card 101 Blog Joins the Rewards Wise APP! Get the Latest Updates First
We’ve now partnered closely with the Rewards Wise APP to embed our blog content inside it, so you can view the latest US Card 101 blog updates directly in the APP! Both iPhone and...
ANA Mileage Program Guide: Refund Fee Can Now Be Paid With ¥3,000
ANA recently added a new way to pay its refund fee. Previously, it required 3,000 ANA miles per person; now there is also an option to pay ¥3,000. ¥3,000 is about $20, which is cle...