# Beginner Guides
What to Do If Your Credit Card Has a Negative Balance (Negative Balance)
A negative balance on a credit card means the amount you owe is negative—in other words, you don’t owe the card issuer money; the card issuer owes you. You can rest assured that th...
Can You Misreport Your Income When Applying for a US Credit Card?
Income is an important part of any credit card application. So can you exaggerate your income to get approved for a card? Are there any legal issues involved? Here’s what you shoul...
Ride the Train to Moscow Like in “Jiong Ma”
The film “Jiong Ma,” released on the first day of Lunar New Year, reignited interest in a legendary train that has been running for 60 years. I fondly remember riding this green gi...
Lake Baikal Trip Guide: Route, Transport, Accommodation, Food, and Gears
I’ve finished my summer travel notes on Lake Baikal, so it’s time to move on to Moscow. These are some quick tips from the Baikal region. If you’re going there sometime, be sure to...
Renewing a Chinese Passport in the U.S. (My Experience at the Los Angeles Consulate)
I recently renewed my Chinese passport at the Chinese Consulate in Los Angeles because my old passport was about to expire. Below is my experience and the overall process. Be sure...
Plastiq | A Trick for Getting Lower Fee Promotions
Yesterday, Plastiq sent many people targeted 1% fee promotions (up to $10,000 total across three payments, through the end of the year). You can schedule next year’s bills in advan...
Driving Between Seattle and Vancouver: My Border Crossing Experience Entering Canada and the U.S.
A firsthand look at driving across the U.S.-Canada border between Seattle and Vancouver....
How to Check an Amazon Order That Was Canceled but Still Shipped (View Tracking and Try to Cancel)
Black Friday shopping season has just ended, and the Christmas shopping season is coming soon, so many people, like KUKU, are shopping hard. Prices are really good, and I often gra...
Use Marriott Insiders to Add a Missing Birthday Elite Night Credit
Marriott has long had a member birthday benefit: on your birthday, you receive one Elite Night Credit (the birthday Elite Night Credit), which can be used to qualify for status mai...
How to Automatically Track Mail and Packages
Expecting lots of packages during shopping season? Here’s a summary of ways to automatically track USPS, UPS, and FedEx packages. UPS has also added a rewards feature: you can choo...
Introduction to the Basics of U.S. Stocks
U.S. stocks have been an easy way to make money for quite a while, while bank interest rates have kept falling, so this is a good time to organize some basic investment information...
