As we all carry more and more credit cards, it’s normal to receive all kinds of emails from banks every month—monthly e-statements, various promotions, and more. But if your email...

The “three-step authentication” covered in this post applies to babies born in the United States. The steps described here are based on Orange County/Irvine/Southern California, bu...

The term Wire Transfer is probably familiar to many international students. When family sends money each semester, this is often one of the most commonly used transfer methods. Tod...

ACH transfers are very convenient. Pros: they can be done online, support transfers in both directions, usually have no fees, and generally arrive fairly quickly. Cons: you usually...

What Happened I want to share something that just happened to me. I was shopping online, and my card transaction didn’t go through. Then I opened the app and saw an exclamation mar...

An introduction to credit card security codes, including CVV, CVC, and CID....

I previously wrote a short filler post about how, during the pandemic, banks were short-staffed in customer service. People were stuck at home with nothing to do and kept calling c...

[2020.6 Update] According to DOC, using a credit card to send money to someone else through Paypal/Square/Venmo may now be treated by the credit card issuer as a Cash Advance (CA),...

When checking out online, in addition to your credit card number, expiration date, and CVV, you’re usually also asked to enter your billing address. That address may be checked thr...

ANA recently changed the rules for issuing infant tickets on mileage awards, and now you only need 10% of the adult mileage requirement. What does that mean? ANA previously require...

In a previous post, we introduced the amazing eToro cryptocurrency trading platform. See below: eToro cryptocurrency trading platform review [Deposit $50, Get $50, No Trading Requi...