# Promotions
Rakuten Offers 100% Cashback on Some Online Services, Letting You Buy Membership Rewards Cheaply
Rakuten’s cashback site is now offering up to 100% cashback on NortonProtect, NordPass, and NordVPN, which is essentially like getting these products for free. If your Rakuten acco...
Chase Pay Yourself Back Guide: CSP/CSR redemption rates have dropped, basically not worth using anymore!
PYB redemptions increased in Q2 2025. The Aeroplan card added Home Improvement at 0.8¢/pt, and Sapphire Reserve added Pet at 1.25¢/pt. Adding new categories is a good thing, but th...
Chase Sapphire Reserve card offers 3 months of Marriott Gold, with extension through 2028
The Chase Sapphire Reserve card Marriott Gold 3-month promo is back. Register to get it, and if you complete three paid stays within three months, you can directly extend Gold stat...
2026 Credit Card Reimbursement Roundup: Q3 and Second-Half Reimbursements Begin!
The third quarter and second half of 2026 have started. If you have any of the cards below, it’s time to start submitting your Q3 and second-half reimbursements. I’ve organized eve...
Wells Fargo Bank Account Guide: Checking Bonus of $400; Premier Bonus up to $2,500
You can now get up to $2,500 for upgrading to or opening a Wells Fargo Premier account, just by depositing money. The best play is to first open a regular Checking account for the...
2026 Credit Card Quarterly 5x Categories: Q3 Is Here! Don’t Forget to Activate and Switch Cards — Strategy Guide Inside
The third quarter of 2026 has begun. Below is a roundup of each card issuer’s 5x cash back categories for this quarter, plus which categories are worth activating and prioritizing....
HSBC Premier Bank Account: New Customer Bonus Up to $5,000 + 3% APY
HSBC has launched an updated account opening bonus, now offering up to $5,000 just for depositing money—no direct deposit required. Compared with the previous offer, the deposit re...
Citi AAdvantage Globe Credit Card: 60,000 Welcome Bonus!
The welcome bonus is now 60,000. This card has a $350 annual fee, sitting between the AA Platinum’s $99 and the AA Executive’s $595. The card advertises up to $750 in statement cre...
BofA Atmos Rewards Summit Credit Card: Limited-Time 100,000 +25,000 Companion Certificate Offer Still Available
This limited-time 100,000 +25,000 companion certificate bonus is still available, but the previous 50% off code is gone. The official link only shows 80,000, so use the preferred l...
LemFi International Money Transfer App: New users get $20, can Fake DD
LemFi has adjusted its account-opening bonus. If you sign up for a new LemFi account using the link below and make your first remittance of over $100 from the U.S. to China (to Ali...
Step-by-Step: How to Use the LemFi App to Complete a Bank Direct Deposit Requirement
Today we’ll introduce a very simple fake direct deposit method using the remittance tool LemFi....