# JPMorgan Chase
Credit Card Tips: Switching Spending Categories
When banks launch a credit card, they often offer not only a generous welcome bonus, but also extra rewards in certain spending categories. For example, Chase Freedom offers 5X poi...
“UR Devaluation”: No More Transfers to Amtrak Points Starting 12/8
Since March of this year, after Chase stopped issuing the Chase Amtrak Mastercard, we already anticipated that the transfer partnership between UR and Amtrak would eventually end....
Credit Card Application Reconsideration Phone Numbers
In general, if your online credit card application is not approved instantly—whether it is directly denied, goes pending, or requires additional verification—the first thing you sh...
Get an Easy $15 with Visa Checkout on Sapphire by September 30
Deal deadline: September 30: If you have a Sapphire or Chase Sapphire Preferred card, this one is for you. Use your card through Visa Checkout by the end of September and you can g...
Beginner’s Guide (1): How to Choose Your First Credit Card
Compared with using a debit card, paying with a credit card has two advantages. First, managing a credit card responsibly helps you build your credit score—we’ll explain what that...
Expert Interview (3) — Eric: The Sky’s the Limit
I’ve always believed that only by crossing mountains and rivers, traveling rugged roads, seeing the wider world, and talking with people from all walks of life can you truly broade...
Credit Card Tips — Retention Offers
A retention offer is a special incentive from a credit card company designed to persuade you not to close your card. For cardholders, these offers can provide extra rewards while l...
Expert Interview (1) — WayneWayne: Flying Together with My Wife and Son
We’re launching a new “Expert Interview” series on the site. In each installment, we’ll interview someone with solid experience in credit cards and points, and we hope their firsth...
IHG Adds Another Elite Tier, Bringing More Good News for New Chase IHG Cardholders
A few months ago, IHG announced that it would add a new elite tier above its then-highest Platinum status. Yesterday, that elite tier was finally unveiled. IHG already had Gold and...
A Comparison of Credit Card Cash Back Across 12 Spending Categories
A smart consumer knows how to use different credit cards strategically across different spending categories to maximize value. Today, let’s look at which cash back cards are best f...
A New Quarter Is Here: Are Your Discover, Freedom, and Dividend Cards Ready?
A new quarter has begun, so what deals do the major rotating-category rewards cards have for us this time? Discover it’s 5% quarterly bonus category for 7.1-9.30 is home improvemen...