# Discover
Beginner’s Guide: How to Build Credit in the U.S. Without an SSN
This article shares several ways to help readers who can’t get an SSN in the short term but still want to build a credit history....
Targeted: Discover 12-14 Month 0% APR Offer, Try Chat or Phone
According to a DOC message, if you contact Discover via chat now, you may be able to get a 12-month 0% APR offer. If you’re short on cash, it’s worth a try. I tried it, but surpris...
Discover | Credit card application page now shows the welcome bonus
KUKU discovered today while randomly clicking through the site links that Discover it has recently improved its credit card application system: you can now see the welcome bonus di...
Practical Uses of 0% APR Purchases and Balance Transfers [Updated 2020.4]
During the pandemic, some people may be facing cash-flow difficulties. In that situation, making good use of credit card purchases and Balance Transfer 0% APR offers can be a great...
Sam's Club | Free Membership Deal Returns
This is an ongoing Groupon offer. Offer Link https://www.groupon.com/deals/n-sams-club-membership-packages-4 Quick Summary Pay $35 for a 1-year Sam's Club membership and get a $10...
What to Do If Your Credit Card Has a Negative Balance (Negative Balance)
A negative balance on a credit card means the amount you owe is negative—in other words, you don’t owe the card issuer money; the card issuer owes you. You can rest assured that th...
Stock up? Amazon and Target household essentials: spend $50, get $15 back
Amazon is a good place to stock up on laundry detergent, paper towels, and the like. Remember to use the various Amazon Pay with points offers. Amazon Household Item $15 off $50 Am...
2019 Black Friday/Cyber Monday: Another Round of $60 App Coupons, Possible Double Dip
Amazon has just sent out another batch of Coupons. If you didn’t receive one earlier and contacted customer service during that period, and they manually added a $60 Coupon to your...
12/08 Target Gift Cards 10% Off (Limit $300)
[Update 2019.12.08] The promotion is live! Target’s annual gift card sale has finally started. It begins on December 8 Central Time. You can buy up to $300 in Target gift cards. Th...
Testing an ACH Transfer for a Negative Balance on a Discover it Card
Some time ago, my Discover miles credit card had a negative balance. Since that money would otherwise just sit there, and I don’t like dealing with slow and inconvenient paper chec...
A Few Things to Do Before Year-End (2019)
As 2019 comes to an end, what else should you do or keep an eye on? In this post, we’ll go over various reimbursements, credit card benefits, upcoming changes, airlines, hotels, an...