# Credit Reports
CFPB Fines Equifax $15 Million Over Credit Report Errors
The Consumer Financial Protection Bureau (CFPB) recently fined credit bureau Equifax $15 million after the company made multiple errors when handling consumer credit reports and fa...
CFPB Finalizes New Rule to Remove Medical Bills from Credit Reports
The CFPB has finalized a rule that will remove medical debt from credit reports, keep lenders from considering it in loan approvals, and curb debt collectors’ use of the credit rep...
How to Get a Free Credit Report? How to Read Your Credit Report? [2023.9 Update: Available Once a Week, Permanently]
The most authoritative credit report website, Annual Credit Report, now offers free weekly reports from all three major credit bureaus! It used to be available only once per year,...
Does a Business Credit Card Affect Your Personal Credit Score?
In this article, we’ll talk about how business credit cards affect your personal credit score and credit report....
Credit Report Rule Change: Medical Debts Under $500 Will No Longer Appear
According to the CFPB, starting in April 2023, medical debts under $500 will be removed from credit reports. Credit scores for affected consumers should increase accordingly, and a...
What Should You Do If There’s Negative Information on Your Credit Report? How to Repair It and Improve Your Credit Score
In the U.S., your credit report and credit score are very important. If negative information appears, it’s important to catch it early and address it promptly. This article will wa...
Experian Go App: Add Bills to Potentially Boost Your Credit Score
Experian has launched an app called Experian Go. You can download it, sign up, view your credit report, and learn some ways to improve your credit score. In addition, you can uploa...
Beginner’s Guide: How to Build Credit in the U.S. Without an SSN
This article shares several ways to help readers who can’t get an SSN in the short term but still want to build a credit history....
What Should I Do With My U.S. Credit Cards After Moving Back to China? (Including Recommended Cards to Keep)
Quite a few friends around me decided to move back to China for work and long-term living after graduating or after spending a few years working in the U.S. So what should you do w...
Credit Karma Overview — Completely Free Credit Scores, Credit Reports, and Tax Filing Services [2020.1 Update: Free Tax Software Is Here, and It’s Quite Good]
Credit Karma now offers a free tax filing service called Credit Karma Premium Tax Software 2019, which lets you file both your federal and state tax returns online for free. The CK...
Consumers Credit Union (CCU) Rewards Checking Review: Up to 5.09% APY
Consumer Credit Union’s Rewards Checking currently offers up to 5.09% APY on balances up to $10,000, which is unusually high for a checking account. There’s also no monthly fee, an...