# Citi
Have a Citi Forward Card? It’s Time to Ask for a Retention Offer
If you have a Citi Forward card, you probably already know that since 6/4, Citi Forward has gone from an amazing dining-and-bookstore card earning 5x TYP (including most Amazon pur...
"Basically Dead": Open a Citigold Account and Earn 50,000 AA Miles or 40,000 TYP
[Update 2016/5] Starting November 1, 2016, Citigold customers need to maintain $200,000 in total assets or they will be automatically downgraded. In addition, Citi has recently sta...
Act Fast: Citi Prestige Welcome Bonus Will Change Next Week, and It’s Likely a Cut or Even a Removal
According to Citi insider information shared by Lucky, the welcome bonus on the Citi Prestige will change on July 19. There are no details yet on what exactly will change, and it’s...
"Starbucks 10%" Citi Smart Savings Guide
After AMEX and BofA rolled out various offers, Citi responded with its own program: Citi Smart Savings. So far, not all Citi credit cards have access to it, but I believe this extr...
Costco to Start Accepting Visa on 6/20; Freedom 5x Opportunity
Costco is a favorite wholesale shopping destination for many people, and it is generally considered a bit better than competitors such as Walmart-owned Sam's Club and BJ's. One dis...
Credit Card Retention Offers: Tips and Lessons From My Experience
A retention offer is one of the hidden values of a credit card. When you’re thinking about closing a card, don’t forget to squeeze out that last bit of value. Based on my recent ex...
Bad News: Citigold Credit-Card Account-Opening Funding Is Dead
Another year has arrived, but unfortunately the first piece of news this New Year is not good. Back then, after opening a Citigold account, you could complete the initial funding w...
Act Fast: Call to Keep Your Citi Dividend
Citi is finally coming after Citi Dividend cardholders! Some people have already received letters from Citi saying that in March, their Citi Dividend will be converted to the now-u...
An Introduction to Credit Card Balance Transfers (BT)
In addition to lucrative welcome bonuses and everyday cash back, using Balance Transfers to access short-term cash flow is another way people make use of credit cards. Of course, y...
The Domino Effect of a New Credit Card
Minimum spending requirement = overspending + stress? Sign-up bonus = flashy but impractical, or just an excuse for luxury? Bonus categories / AMEX Offers = changing your spending...
Which of These Four Hilton Credit Cards Should You Get? A Full Comparison of Hilton Card Benefits
Among the major hotel chains, Hilton is one of the most interesting when it comes to credit cards, mainly because Hilton partners with both Citi and AMEX and has issued a total of...
