# Citi
A reminder of a few things to do before the end of 2021 (reimbursements, double cashback, quarterly 5x, expiring free night certificates, etc.)
2021 is almost over. I’m not sure how your credit card applications went this year, but some benefits are tied to the calendar year, so don’t forget to use them before year-end. Th...
New York State Win: Credit Card Points Can Still Be Used for 90 Days After Account Closure (Effective on December 10, 2022)
New York State signed a new law today that will protect cardholders’ credit card points. Banks will be required to ensure that users can continue to use the points earned on that c...
20% Off Gift Card Redemptions with Citi ThankYou Points (Apple, IHOP, Spafinder)
On Cyber Monday, November 29, you can get a 20% discount when redeeming Citi ThankYou Points for Apple, IHOP, and Spafinder gift cards. 8,000 points can be redeemed for a $100 gift...
Citi ThankYou Points Adds Wyndham as a Transfer Partner, Up to 1:1 Ratio
Citi removed the ability to transfer to AA on November 13, but it quietly added Wyndham as a transfer partner. If you have the Citi Premier or Prestige, the transfer ratio is 1,000...
Citi ThankYou Points Can Now Transfer to AA Miles at Up to 1:1! (Detailed Analysis) [Expires Nov. 13]
Heads up: Citi TYP points can be transferred to AA miles at a 1:1 ratio through November 13. After that, no one knows whether this option will be extended or discontinued. If you k...
Zelle Transfer: One of the Most Convenient Ways to Send Money in the U.S. (Free, Near Real-Time Transfers; Supports Chase, Discover, BofA, Citi, and More)
Zelle is a very convenient way to transfer money and is supported by nearly 1,000 banks. You can send money online with no fees for either the sender or recipient, and funds are de...
2021 Credit Card Quarterly 5x Cash Back Summary [2021.10 Update: Q4 Is Here, Time to Switch Cards]
Q4 is here, so it’s time to switch cards. See the detailed analysis and activation links below:...
FW: After Citi Shuts a Family Group Down, Even a Supplemental Card Might Not Go Through
Big congrats to the card-closure king for hitting another milestone: the add-on card got shut down! Three years ago, Citi had shut down all of his cards, but his wife’s Citi card w...
[Repost] Citi card-number replacement after fraud can also affect eligibility for a bonus on another card in the same family (but it can be fixed)
Today I came across a rather interesting data point. This blogger applied for the Premier card and was approved, but a week later received a letter saying he was not eligible for t...
Citi Updated Its Virtual Account Number Generation Feature
Citi recently updated its virtual card feature. Overall, it’s easier to use now. At the very least, the place to generate a virtual card is much easier to find. Links below: https:...
25% Bonus on Citi ThankYou Points Transfers to Avianca LifeMiles
From August 9 through August 20, you can get a 25% bonus when transferring Citi ThankYou Points to Avianca LifeMiles. This bonus is provided by LifeMiles, so it will not appear on...