# Capital One
What to Do If Your Credit Card Has a Negative Balance (Negative Balance)
A negative balance on a credit card means the amount you owe is negative—in other words, you don’t owe the card issuer money; the card issuer owes you. You can rest assured that th...
Capital One Spark Miles Business Credit Card — “50,000 Bonus, First-Year Annual Fee Waived!”
This offer ends on the 27th, so act fast if you need it. A huge 200,000-point welcome bonus is here: earn 50,000 points after spending $5,000 in the first three months, and another...
Plastiq Restores Support for Capital One Business Cards
【2019.12 Update】 Plastiq has resumed accepting Capital One business credit cards for payments. Personal credit cards, however, still have not been re-enabled by Capital One. H/T: D...
Beginner Notes (2): Choosing a Second Credit Card
Last time, I shared my experience applying for my first credit card. I believe everyone now has a basic understanding of how credit cards work. This time, I mainly want to share my...
Capital One Journey Student Rewards Credit Card
If you just got your SSN or have only recently started building credit, this card can be a good option to help establish your credit history and on-time payment record. It’s also v...
Credit Card Application Reconsideration Phone Numbers
In general, if your online credit card application is not approved instantly—whether it is directly denied, goes pending, or requires additional verification—the first thing you sh...
Credit Card Application Talk — Applying Without an SSN
In the U.S., credit cards are practically essential, and if you use them well, the rewards can be substantial. But for students who have just arrived in the U.S.—especially undergr...