# American Express (AMEX)
AMEX EveryDay Card (ED) Review — Update 03/2021: 10,000-Point Welcome Bonus + $200 Home Furnishing Credit; No Annual Fee
Right now, if you open the application link in your browser’s incognito mode, you may see an offer for a 25,000-point welcome bonus, which is much better than the public 10,000-poi...
Full Update on Marriott/SPG/Ritz-Carlton Credit Cards
After Marriott acquired SPG, it overhauled the entire loyalty program and renamed it Marriott Bonvoy. Today, the related changes to Marriott, SPG, and Ritz-Carlton credit cards wer...
A Few Things You Can Do for the New Year in 2019 (Credit Card Edition)
2019 is here. What are some useful things you can do at the beginning of the year? Let’s talk about a few credit-card-related tasks to take care of and a few things you can start p...
AMEX Plum Business Credit Card Review: New $600 Welcome Bonus [Updated 10/14]
This is a fairly unique card designed specifically for business use. You can take advantage of its 60-day payment period to maximize cash flow. For example, you could buy inventory...
AMEX Platinum (Mercedes-Benz Version) Review [10/5 Update: Card Conversion Confirmed for January 11 Next Year, and Strategy Afterward]
Current cardholders can now log in and see the following notice: on January 11, 2019, this card will be automatically converted to the regular Platinum Card. That means the full se...
Credit Card Application Basics — Reapplying for the Same Card (Churning) [6/13 Update: AMEX Now Shows Why You’re Ineligible]
When you apply for an AMEX credit card now, after you fill in all your information and submit, you may see a screen telling you whether you’re eligible for the welcome bonus. There...
Guide to Third-Party Payment Methods [Update 4/6: AMEX CHECK OUT Extra 2x Points]
You can now earn an extra 2x Membership Rewards when using AMEX Check out at eligible merchants. Purchases must be completed by May 17, and each card can earn up to 5,000 bonus poi...
Why Is the SPG Business Credit Card Worth Applying For? "Cardholder Interviews"
The welcome bonus on the SPG Business credit card has been increased from the usual 25,000 points to 35,000 points, and this offer ends on March 28. Quite a few of my friends have...
Who Offers the Best Free Credit Score? [2/22 Update: Citi Now Offers Free FICO Scores to Everyone]
Citi is now offering free Experian scores to everyone, even if you do not have a Citi card. You only need to register for an account on Citi’s website and verify your identity—no c...
Ten Questions About Credit Card Limits
A credit card's credit limit reflects how much you can spend on that card, and it is one way a bank evaluates your overall credit. A low limit can be inconvenient when making large...