2025 Credit Card Quarterly 5x Categories Summary: Time to Switch Cards for Q4!
Q4 is here, and spending usually goes up during the holiday shopping season. Make sure you’re using these 5x categories in the right places. Plus, new Discover cardholders can stil...
U.S. Visa EVUS Registration Guide: $30 Fee Starts September 30 — Register Soon
Starting September 30, 2025, EVUS will begin charging a $30 registration fee. If you need to register, it’s worth doing soon. We recommend that anyone with a 10-year B1/B2 visa com...
2026 U.S. Guide for New International Students: SSN, Credit Cards, Bank Accounts, Phone Numbers, and Money-Saving Tips
This article summarizes useful information for new international students coming to the U.S. in 2025! It distills more than a decade of blog posts that are especially useful for ne...
At the End of the World, Waiting to Set Sail
Article In my days in Ushuaia, I did one thing only: wait. I waited to board the ship heading south. Since I arrived in Argentina, I had been waiting for the fabled last-minute boa...
Capital One Points Guide: New JAL, Qatar Airways, and Hotel Partners
Capital One has suddenly added Japan Airlines (JL), Qatar (which uses Avios), and I Prefer Hotels as transfer partners. JL is still a very useful option, though the transfer ratio...
Guide to Using AMEX Offers: Platinum Card Exclusive Offers
AMEX now provides Platinum cardholders with exclusive offers. On the offers page, click "view all" and you should see a dedicated section at the top. They mostly look like offers f...
White House Spokesperson Update: H-1B Visa Holders Must Pay $100,000 to Enter the U.S.
The White House spokesperson gave further details on X.com. Here are the key points:...
Best U.S. Credit Cards by Spending Category
Everyone has different needs when it comes to credit cards. This article summarizes the best credit cards for different spending categories and different types of cardholders. You...
![Capital One Spark Cash Select Business Card [Sign-up Bonus $750; No Annual Fee]](data:image/svg+xml,%3Csvg%20xmlns=%22http://www.w3.org/2000/svg%22%20style=%22background-color:%23005030%22%20viewBox=%220%200%20350%20233%22%3E%3C/svg%3E)
Capital One Spark Cash Select Business Card [Sign-up Bonus $750; No Annual Fee]
The sign-up bonus on this card has increased to $750. As a no-annual-fee business card, it’s still quite competitive. And since the card itself earns 1.5% cash back, you won’t lose...
New Rule for U.S. Nonimmigrant Visa Applications: Interviews Must Be Scheduled in Your Country of Residence
The U.S. Department of State announced new interview scheduling guidance for all nonimmigrant visa (NIV) applicants in a notice dated September 6, 2025. This change took effect imm...
Free Layover Tours at Hong Kong International Airport
The Hong Kong Airport Authority has partnered with Trip.com to launch a free layover tour service. If your layover at Hong Kong International Airport is longer than 7 hours, you ca...