Credit Cards 101
1391 posts
US Bank Cash+ Card Gets a New Design
I just noticed today that US Bank has given its classic 5% quarterly credit card, Cash+, a new card design. The new look seems pretty good—maybe it was made for Contactless? [capti...
What Is a Credit Card Security Code (CVV, CID, CVC), and What Is It Used For?
An introduction to credit card security codes, including CVV, CVC, and CID....
Now you can product change via Citi online chat in just 5–10 minutes, down from at least 30 minutes before
I previously wrote a short filler post about how, during the pandemic, banks were short-staffed in customer service. People were stuck at home with nothing to do and kept calling c...
Credit Card Cash Advance Guide [2020.6 Update: Person-to-person p2p payments may be treated as cash advance]
[2020.6 Update] According to DOC, using a credit card to send money to someone else through Paypal/Square/Venmo may now be treated by the credit card issuer as a Cash Advance (CA),...
13 Things You Should Know About U.S. Credit Card Annual Fees
Let’s go over some key facts about credit card annual fees and see how many of these you already know....
Repost: One Reader’s Experience Getting Denied 3 Times for the Chase Sapphire Reserve
I came across a fairly interesting DP: if you currently hold a Sapphire card, then in addition to meeting the 48-month waiting period for the welcome bonus plus the 5/24 requiremen...
100,000 Welcome Bonus! You Can Now Call to Get a 100,000-Point Offer for the AMEX Business Platinum
According to M2M, you can now call in to get a 100,000 welcome bonus on the AMEX Business Platinum (the current public link is 85,000). This is still a pretty good time to apply fo...
Chase Credit Card Partner Benefits [2020.6 Update: Spotify, Groupon, and ShopRunner Offers Extended]
Chase had previously partnered with DoorDash and Lyft to add benefits at those merchants for Sapphire Preferred and Sapphire Reserve. Now Chase has added new benefits with Spotify,...
Capital One Savor Cards Add 3%-4% Streaming Service Cashback
According to a TPG update, the Capital One Savor will offer 4% cashback on Streaming Service, while Savor One will offer 3%. The temporary increase lasts through September 30. The...
AMEX and Mainland China’s First Partner Banks, Mobile Wallet Operators, and Third-Party Acquirers
This article references American Express’s WeChat official account post, Working Together to Support Industry Development One-Sentence Summary Partner banks in mainland China will,...
Official: AMEX formally receives a Bank Card Clearing Business License in mainland China
This had previously only been rumored, but now the license has officially been granted. It’s hard to say how the high processing fees will be handled, since even Alipay hasn’t real...