Credit Cards 101
1391 posts
AMEX Business Green Card Review "2021.1 Update: 25,000 Welcome Bonus, First Year Annual Fee Waived"
The welcome bonus on this card has dropped to 25,000. I really can’t figure out why AMEX still keeps this card around: it has no real highlights, yet still charges a $95 annual fee...
PayPal | Introduction to Pay in 4, usable with the AMEX Platinum PayPal credit
The charge now posts as PayPal*PYPL PAYIN4, so it can only be used to trigger PayPal-related credits themselves. HT: peettr, Solaire Right now, you can only make a one-time $120 pu...
WeChat Pay | Weidian Now Supports Overseas Credit Card Payments (Merchant Fee: 0.6%)
For a full roundup of merchants that support WeChat Pay + US/overseas credit cards, please see our summary post: WeChat Pay + Overseas Credit Cards (Including US Credit Cards): Sup...
A wave of great Chase credit card welcome bonuses will expire tomorrow, January 13
There are offers like Chase Freedom Flex/Unlimited with 20,000 + 5x at supermarkets in the first year; UA 70,000, Marriott co-branded cards at 100,000, IHG 140,000, and more. If yo...
Alipay + U.S. Credit Cards + Risk Control System Introduction [2021.1 Update: Many Alipay Mini Programs Now Accept Foreign Cards, no fee]
Recently, many Alipay mini programs have started accepting foreign credit card payments with no fee. Previously, only QR-code scanning was supported (the merchant scans you, with n...
AMEX | UA Travel Bank Reloads: Charges Now Posting as “Travel Bank” — This Method May Be Dead
Ever since UA Travel became reloadable again, it has been the go-to option for people using up the AMEX airline fee credit. Although the balance expires after only 5 years, this is...
SoFi | After Opening a SoFi Credit Card, You Get Access to the Rewards System: Log In Daily to Earn 5 Points (Worth $0.1)
Some time ago, SoFi’s 2% no FTF credit card officially launched. After you open this card, you’ll be automatically enrolled in the Rewards system. According to information from WeC...
Citi | The app now supports Cash Rewards -> TYP transfers
Citi recently sent an in-app notification that Cash Rewards -> TYP transfers are now supported directly in the app. A convenient improvement. The Citi Double Cash credit card is st...
BofA | Linking Google Voice may trigger a prompt to update your number (VoIP numbers; not mandatory to change)
Some time ago, BofA removed the author's Zelle functionality tied to a Google Voice number. More recently, it has been repeatedly prompting to review the information. I didn’t pay...
CFU/CFF | Costco.com purchases may trigger DrugStore bonus rewards, YMMV "Possibly item-dependent"
WeChat reader 意识刘 recently shared a very interesting DP: purchases at Costco.com can trigger the DrugStore bonus category on the Chase Freedom Flex. This is very likely a bug. If y...
Upgrade to Hilton Aspire With No Annual Fee the First Year: Is It Worth It? [2021.1 Update: Customer Service Says the First-Year Annual Fee Is Indeed Waived]
Under the previous terms, AMEX did not waive the first-year annual fee. But according to DOC, if you contact customer service now, they will tell you the annual fee is waived. If y...