Credit Cards 101
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Citi Simplicity Credit Card [July 2021 Update: 18 Months of 0% APR!]
If you’re temporarily short on cash, you can use this card’s 18 months of 0% APR on purchases to create some cash flow. If you can’t cash out through spending and can accept a 3% f...
[Repost] A Risky Move: Ignoring Fraud Alerts Got This FIA Credit Card Shut Down
Miles per Day, the king of getting cards shut down, is back again—this time his Fidelity FIA credit card was closed. The reason: he spent $10,000 in a short period of time, which t...
"Counterexample + Rep Confirmation" Can You Only Earn the Bonus Once Across All Versions of the AMEX Platinum Card?
【Update 2, 2021.7】 DDG contacted customer service and got confirmation that “previous” here does in fact refer to previous versions of the regular Platinum card, not other types of...
Chase Offer: Get 10% Cash Back at Best Buy, up to $35. Buy a Visa Gift Card and Come Out Ahead
I accidentally came across a great offer on my Chase card: 10% cash back on Best Buy purchases, up to $35. Best Buy sells $200 Visa gift cards in-store for a $3.95 fee, and you can...
Wells Fargo Discontinues 4 Cash-Back Credit Cards, Replacing Them with the New Active Cash
Today I happened to notice that several Wells Fargo credit cards have been discontinued, and their application links now all redirect to the new Active Cash card. At the moment, th...
Wells Fargo Active Cash Credit Card [New Card Launch, $200 Welcome Bonus, 2% Cash Back; No Annual Fee]
It doesn’t have a ton of standout perks, but as a no-annual-fee card that earns 2% back on all purchases and also comes with up to $600 in cell phone protection, it’s still pretty...
Stingy~ AMEX Shop Small Offer: Spend $10, Get $5, Use Twice
AMEX has finally announced the 2021 Shop Small offer, and this time it’s only $10—very stingy. And based on how AMEX Offers work, you can probably add only one offer per person, wh...
Repost: Exploiting a Chase application loophole to earn over 7 million Ultimate Rewards, then cashing out...
I saw a report that someone used a previous Chase Ink card preapproval loophole to apply for one Chase Ink card every month and rack up a huge number of points. He has already rede...
Chase Ink business cards add up to 1.25cpp for Internet, cable, and phone service purchases through September 30
According to M2M, the Pay with points feature on Chase Ink cards has been extended through September 30, and Internet, cable, and phone services have been added as new eligible cat...
Rumor: Is the AMEX Schwab Platinum Changing the Membership Rewards Cash-Out Feature? (Dropping to 1.1c/p on September 1?)
【Update 2021.6.24】According to DOC, although the wording about redeeming MR into a Schwab account has reappeared in the Platinum Schwab card description, customer service has indic...
AMEX Blue Cash Everyday/Preferred cash back can no longer be redeemed for gift cards or merchandise starting July 7
When I logged into the AMEX BCP redemption page today, I noticed a message saying that starting July 7, earned cash back will no longer be redeemable for gift cards or merchandise....