Credit Cards 101
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11 Things to Know About Wells Fargo Credit Cards [2022.11 Update: New 6-Month Application Restriction on Personal Cards]
Wells Fargo has not been especially active in the credit card space. Most of its cards have no annual fee, and the welcome bonuses are generally not very high. The application requ...
A Round of Chase UR Transfer Bonuses: 30% to Aeroplan, 40% to Marriott
Chase Ultimate Rewards is currently offering a 30% bonus when you transfer points to Aeroplan, for a 1:1.3 ratio, expiring on November 30; and a 40% bonus when you transfer to Marr...
An Introduction to Bank of America (BofA) Credit Card Application 24-Month Restrictions [10/2022 Update: Stricter, Now Covering Personal and Business Cards]
BofA's business credit cards now also have a 24-month restriction. If you have had this card under the same business entity (EIN-based) within the past 24 months, a new application...
Marriott Upgrade Offers: Upgrade to Bevy for 100,000 Points, or to Bountiful for 15,000 Points (Not Recommended)
Some readers in our WeChat groups have received upgrade offers for Marriott’s two new cards: upgrade from AMEX Marriott Bonvoy to Bevy and get a 100,000-point bonus; upgrade from C...
Cardless to Launch a Co-Branded Credit Card with Simon Mall
According to DOC, Cardless will partner with Simon Mall to launch a co-branded credit card. The card will offer a $150 sign-up bonus, 5% cash back at certain Simon merchants, and 3...
AMEX Blue Cash Preferred for Morgan Stanley: $400 Welcome Bonus, $0 Intro Annual Fee for the First Year
The welcome bonus on this card has increased to $400, and the annual fee is waived for the first year. However, there is an application hurdle: you need a Morgan Stanley relationsh...
[Repost] Capital One Cashback Feature Locked, Another Achievement Unlocked
Our king of account shutdowns, miles per day, is back again. This time, the cashback feature tied to the Capital One website has been restricted. Based on his guess, it may be beca...
Chase Ink Premier Business Credit Card: Now Open for Online Applications, $1,000 Signup Bonus
This card is now open for online applications, and the signup bonus is still $1,000. Note that this card earns regular cash back, not UR points....
2022 American Express Membership Week
Next week (October 10–14, 2022), American Express will run its Membership Week promotion. Similar to Amex Offers, this event is for U.S. American Express cardholders only, includin...
Q4: Check Now for Chase Co-Branded Card Offers — 10x at Gas Stations, 5x at Restaurants and Amazon
Chase is now offering a targeted bonus. You can use this link and enter the last 4 digits of your card number, your name, and your ZIP code to activate it. This is a targeted offer...
2022 Credit Card Quarterly 5x Cash Back Summary [2022.10 Update: Q4 5x Is Now Active, Activate It Now]
Q4 is here, so it’s time to swap out the cards in your wallet. Q4 is pretty good since none of the categories overlap. Just note: Discover only gives the 5% rate after you activate...