Credit Cards 101
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Citi AAdvantage MileUp Card: 15,000-Mile Welcome Bonus, No Annual Fee
This is Citi’s no-annual-fee co-branded American Airlines (AA) credit card. The welcome bonus is 10,000 miles + $50, which is not especially strong among airline cards, but it is d...
AMEX Card Benefits Changing: ShopRunner and Two Little-Used Perks Are Ending
AMEX recently announced a series of important changes that will directly affect the cardholder experience! Membership Rewards update: Starting March 31, 2025, cardholders will no l...
WeChat Pay Now Supports Apple Pay, Potentially Unlocking Bonus Rewards
Over the past couple of days, the overseas version of WeChat has rolled out a new payment option: you can now choose built-in Apple Pay at checkout. In practice, you just scan as u...
CFPB Fines Equifax $15 Million Over Credit Report Errors
The Consumer Financial Protection Bureau (CFPB) recently fined credit bureau Equifax $15 million after the company made multiple errors when handling consumer credit reports and fa...
Apple in Talks With Barclays and Synchrony to Potentially Replace Goldman Sachs as Apple Card Issuer
On January 15, 2025, an exclusive report citing sources said Apple is in talks with Barclays to replace Goldman Sachs as the new issuer of the Apple Card. At the same time, Apple h...
Targeted Chase Co-Branded Card Spend Bonuses: 5x or 7x at Target, Gas, and Dining
If you have a Chase co-branded card, check your email to see if you received a 5x or 7x bonus offer for Target, gas, or dining. These are still very useful offers. You can also che...
AMEX to Pay $230 Million Penalty Over Credit Card Sales Misconduct
American Express has recently reached an agreement to pay roughly $230 million in penalties, mainly over deceptive practices tied to small-business credit cards before 2021. This l...
CFPB Finalizes New Rule to Remove Medical Bills from Credit Reports
The CFPB has finalized a rule that will remove medical debt from credit reports, keep lenders from considering it in loan approvals, and curb debt collectors’ use of the credit rep...
US Bank Altitude Go Credit Card: 4x Dining Will Soon Have a Cap
According to the official website, this card will undergo benefit changes on April 14, 2025. The previous unlimited 4x on dining will become capped at $2,000 per quarter, and anyth...
Practical Travel Guide to Colombia
This post mainly covers basic information. I’ll write a separate trip report later, but this article should be a useful reference for anyone planning a trip to Colombia....
Guide to Credit Card Cell Phone Protection Benefits
Removed cards that no longer offer this benefit, and added cards from Bilt, Capital One, and others that do. Also added the best credit cards for paying your cell phone bill....