Credit Cards 101
1408 posts
Business Checking Accounts Explained (with Application Steps)
For those of us who care about account-opening bonuses, business checking accounts often offer very generous sign-up bonuses and usually do not have the annoying Direct Deposit req...
Bilt Rewards Partners with Southwest, Enabling 1:1 Mileage Transfers
Bilt Rewards announced today a new partnership with Southwest Airlines, the largest domestic airline in the U.S. Starting today, Bilt members can transfer Bilt points earned from r...
ThankYou Points to Emirates transfer ratio will drop to 1:0.8 starting July 27, 2025
We received an email that starting July 27, 2025, the transfer ratio from ThankYou Points to Emirates will drop to 1:0.8. It is currently 1:1. We still do not know the reason for t...
FNBO MGM Credit Cards Overview ($400/$100 Welcome Bonus)
These two cards are not especially broadly useful, but if you stay at MGM properties frequently and want to work toward higher elite status, the Iconic card could make sense. The a...
How to Quickly Meet Card Swipe Requirements
Here are some fast, safe, and low-effort ways to meet card swipe requirements, plus a few practical use cases at the end....
$8 Cap on Credit Card Late Fees Overturned
A federal judge recently ruled that the regulation capping credit card late fees at $8 has been struck down. This change means credit card companies can once again reset late fees,...
How to Get Around Synchrony’s High-Risk Application Source Restriction
Source: miles per day I applied for the Synchrony Virgin Red credit card last month and received a letter saying my application was denied because it was flagged as a “high risk ap...
US Bank Smartly Credit Card: Up to 4% Cash Back on All Purchases, No Annual Fee
The changes to this card have officially taken effect! In addition to opening a savings account, you now also need to have $100,000 on deposit in your checking account to earn the...
Wells Fargo Choice Privileges Credit Card: 60,000-Point Welcome Bonus, No Annual Fee
The welcome bonus on this no-annual-fee card has increased to 60,000 points, and the spending requirement is quite low: just $1,000 in three months. If you expect to stay at their...
AMEX New Referral Bonus: 30,000 Points per Referral, Up to 100,000 Points, and 5x Travel/Transportation!
Thanks to our ZhishiXingQiu friend ISAAC for sharing, AMEX has rolled out a new referral reward program. The referral reward has been doubled from 15,000 points to 30,000 points, a...
Chase Southwest Plus Credit Card: 50,000 Miles Welcome Offer
Chase Southwest Plus Credit Card Review [product id="chase-southwest-plus"] Highlights Welcome bonus counts toward Companion Pass: The welcome bonus counts toward the 125,000 point...