Credit Cards 101
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Capital One Transfer Bonus: 15% Bonus to Avianca (1:1.15)
Capital One has introduced a transfer bonus: cardholders transferring points to Avianca receive a 15% bonus, with the ratio improved from 1:1 to 1:1.15. The offer is valid through...
Trump Proposes a One-Year 10% Cap on Credit Card Interest Rates to Protect Consumers
On January 10, President Trump announced on his social platform, “Truth Social,” that he is calling for a one-year interest-rate cap on US credit cards starting January 20, 2026, w...
JPMorgan Chase to Take Over Apple Card as Deal Is Reached
According to CNBC, JPMorgan Chase and Goldman Sachs announced on Wednesday that they have reached an agreement under which JPMorgan Chase will take over the Apple Card issuing busi...
A Guide to US Credit Card Pre-Approval: No Risk, Better Bonuses
Pre-approval not only lets you check whether a bank is likely to approve your application, but sometimes it can also show targeted offers that are better than the standard public o...
AMEX FHR Bookings and Platinum Card Hotel Credit Guide
Updated for the $600 hotel credit, with the latest tips added...
Chase Sapphire Reserve cardholders may be eligible for a $400 retention offer
According to a Reddit report, if you are unhappy about the higher annual fee on the Chase Sapphire Reserve, you can call, say that you are considering closing the card, and ask whe...
Which Credit Cards Should You Apply for at the End of 2025? "Best Timing in December"
Before you know it, it’s already December 2025—the best time to apply for credit cards! Today, we’ll break it all down for you. First, we’ll highlight the cards most worth applying...
18 Things You Should Know About Capital One Credit Cards
Capital One Venture X now has a 100,000-mile welcome bonus, so this is a good time to update Capital One’s application rules to help avoid unnecessary hard pulls and improve your a...
SoFi to Launch New Credit Card: Unlimited 5% Cash Back at Grocery Stores
According to SoFi’s official website, the company is planning to launch a new credit card called the SoFi Smart Card. It has not been officially released yet, and anyone interested...
Mesa Homeowners Card Suddenly Shuts Down All Accounts! This Trick May Help You Move Points Quickly!
The Mesa Homeowners Card is a credit card that can be used to pay your mortgage. Since its usefulness is fairly limited and it is far inferior to the Bilt card, we have never cover...
Chase Ritz-Carlton Credit Card: Priority Pass Benefit Devalued
Cardholders received notice that starting January 15, 2026, the Priority Pass benefit on this card for both primary cardholders and authorized users will be reduced: each visit wil...