Credit Cards 101
1391 posts
From Beginner to Pro with Credit Cards (2): How to Get Free Flights — Sign-Up Bonus + Transfer Points + Award Tickets
Today’s article introduces another very simple way to get free flights. Compared with the previous method, it adds just one extra step: transfer points....
Credit Card Miles 101 (1): How to Get Free Flights — Sign Up for a Card + Redeem an Award Ticket
How do you get free flights? Start by applying for a credit card. This post walks you through the process from card application to finally booking a free ticket....
"Use the Right Card for Every Purchase": WalletUp Recommends the Best Card to Swipe at Any Time
Have you ever used the wrong card by mistake? Maybe you forgot to use your Sapphire Preferred for dining on the first Friday of the month to earn 3x UR, and instead used your Disco...
Citi Dividend — A Discontinued Backup Card
The silver sheen has faded, but its power still lingers. I have not really gone away; I am only waiting for the right caller....
AMEX Check Out — Another Easy $10 Deal
Amazing deal, now expired....
A Comparison of Credit Card Cash Back Across 12 Spending Categories
A smart consumer knows how to use different credit cards strategically across different spending categories to maximize value. Today, let’s look at which cash back cards are best f...
A New Quarter Is Here: Are Your Discover, Freedom, and Dividend Cards Ready?
A new quarter has begun, so what deals do the major rotating-category rewards cards have for us this time? Discover it’s 5% quarterly bonus category for 7.1-9.30 is home improvemen...
U.S. Credit Card Application Q&A
We previously published a series of articles on credit card application tips, along with several beginner guides to applying for credit cards. This article mainly ties those relate...
Credit Card Application Talk — Sign-Up Bonuses
There are two main ways to evaluate whether a credit card is good: its long-term holding value and its sign-up bonus value. So for most applicants, the motivation for applying usua...
Credit Card Application Talk: App-O-Rama (AOR)
Before introducing this method, readers should note that it is not as suitable for everyone as Reconsider. If your credit history is less than one year or your credit score is belo...
Credit Card Application Talk — Applying Without an SSN
In the U.S., credit cards are practically essential, and if you use them well, the rewards can be substantial. But for students who have just arrived in the U.S.—especially undergr...