[2016/9] Beginner’s Guide to US Credit Cards: How to Get Started
Credit history is extremely important for anyone living in the United States. Whether it’s the interest rate on a mortgage or auto loan, or your approval odds when applying for a c...
2016 Quarterly 5x Cashback Categories on Credit Cards: Summary
A summary of the quarterly bonus categories, key details, and best-use strategies for the three most common cards: Chase Freedom, Discover it, and Citi Dividend....
Chase’s 5/24 Rule Is Now Officially Out in the Open
For a long time, 5/24 was just a rumor—a rumor pieced together from countless DP. Now it has finally been brought into the open. No need to say more; look at the image and observe...
Bad News: 100,000 Sign-Up Bonus Clawback on the May Platinum Card
I got bitten by this too... I blamed myself for being careless: I didn’t get around to freezing it before the September cutoff for annual-fee reversals, and now I’m down to -40,000...
Shocked! You Can Earn a New Citi ThankYou Point/AA/Hilton/Expedia Family Card Sign-up Bonus Only Once Within 24 Months!
According to this DoC update: Citi has modified the application terms for some cards, further tightening the conditions to get a sign-up bonus offer. If you have opened or closed a...
How to Respond to the Major Citi Prestige Benefit Cuts Taking Effect in a Year
Readers who hold the Citi Prestige credit card should have all received an email yesterday. The heavily discussed rumors from more than a week ago about Citi Prestige benefit cuts...
"Freedom Q3/Q4 Adds Costco/Sam's" 2016 5x Bonus Categories Across Banks
【2016/6/14】According to Chase public relations, Freedom will continue to earn 5x UR at wholesale clubs such as Costco, Sam's, and BJ's through the end of the year. However, this is...
Citigroup Sues AT&T Over "Thanks" Trademark Infringement
Just last week, AT&T launched a new loyalty program, AT&T Thanks. Citi was obviously not pleased, because it had already obtained USPTO approval for the registered trademark "Thank...
Internal Memo: The Rumor Is False—Chase Freedom Will Not Disappear
Still worried about the recent rumor that all Chase Freedom accounts would be converted into Chase Freedom Unlimited? DoC got a Chase internal memo confirming that the rumor circul...
Have a Citi Forward Card? It’s Time to Ask for a Retention Offer
If you have a Citi Forward card, you probably already know that since 6/4, Citi Forward has gone from an amazing dining-and-bookstore card earning 5x TYP (including most Amazon pur...
"No Annual Fee, M Life Elite Status, 10,000-Point Welcome Bonus" M Life Rewards Credit Card
Do you go to Las Vegas often? M Life is the loyalty program of MGM Resorts. They recently partnered with First National Bank of Omaha to launch this credit card product. This card...