Credit Cards 101
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Citi Hilton HHonors Reserve Credit Card — Weekend Luxury "Discontinued"
Because AMEX will become the exclusive issuer of Hilton co-branded credit cards starting in January 2018, this Citi-issued card is about to be discontinued. If you have not applied...
Possibly Your Last Chance to Apply: Citi Hilton Credit Cards Are About to Be Discontinued
Earlier, American Express (AMEX) had already announced that starting in 2018 it would become the exclusive credit card issuer for the Hilton hotel group, and Citi would convert its...
Starting in 2018, AMEX will exclusively issue Hilton co-branded credit cards
Hilton, American Express, and Citigroup have finally reached an agreement: starting in 2018, AMEX will be the exclusive issuer of Hilton co-branded credit cards. (NY Daily News lin...
[25,000-Point Welcome Bonus] UBS Visa Infinite Credit Card
UBS does not have a particularly strong presence in the U.S. consumer finance space, but it is making a move with the launch of the UBS Visa Infinite credit card on May 27. This is...
Self Score Achieve: A Credit Card Designed for International Students [Product Changed]
You can now get a $30 welcome bonus by applying through a referral link; there is no bonus if you apply directly on the official website. If you already have this card, you can ear...
Capital One Journey Student Rewards Credit Card
If you just got your SSN or have only recently started building credit, this card can be a good option to help establish your credit history and on-time payment record. It’s also v...
HSBC Premier World Mastercard Credit Card: Earn 40,000 Points
If you qualify for this card, I personally think it’s one of the most approachable premium credit cards out there. Its travel and shopping benefits are broadly in line with other p...
Discover Apple Pay 10% Cashback [5/5 Update: Gift Card Cashback Repaid]
Discover sent out a mass email yesterday saying it will make up the 2015 Apple Pay 10% cashback. It is likely preparing to pay those who used Apple Pay + Discover to buy gift cards...
Wells Fargo Cash Wise Credit Card: $150 Welcome Bonus, No Annual Fee
If you’re eligible to apply, this card is still decent. A $200 welcome bonus is quite strong for a no-annual-fee card. The 1.8% cash back on mobile wallet purchases is not especial...
Wells Fargo Platinum Credit Card: 15 Months of 0% APR
This card can be worthwhile if you can take advantage of the 15-month intro 0% APR period. If not, don’t be fooled by the “Platinum” name....
How Banks Process and Approve Credit Card Applications
What happens after you submit a credit card application? Why are some applicants instantly denied while others are instantly approved? What exactly are banks looking at? In this po...