Introduction to U.S. Retirement Accounts: 401(k) and IRA
After working in the United States, you’ll encounter some common retirement accounts, such as an employer-sponsored 401(k) and a personal IRA. The main purpose of these accounts is...
Affinity Federal Credit Union $100 Checking Bonus (Up to $1,000 Credit Card Funding, Plus 1% Cash Back Debit Card)
Affinity is currently offering a $100 account opening bonus. The Cash Back Debit account also earns 1% cash back on debit card purchases, which makes it a solid option. You can als...
Sun East FCU 6-Month or 9-Month CD Offers 4.00% APY
Sun East FCU is currently offering 6-month and 9-month CDs with 4.00% APY. Since a CD lets you lock in the rate, this is still worth considering. You need to spend $10 to join the...
Guide to Money Market Investing in the U.S.: Money Market Accounts and Funds
About the Money Market The money market refers to the financial market made up of financial assets with maturities of less than one year. Generally speaking, the money market inclu...
Guide to Investing in U.S. Bonds
Some specialized bonds—especially U.S. Treasuries—can be worth considering. These Treasury products often come with annual purchase limits, but they can still be useful for persona...
Guide to U.S. Certificates of Deposit (CDs)
A CD lets you lock in your rate and comes with FDIC insurance, so it can be a good option for medium-term cash management. I recommend putting money you will not need right away in...
Guide to Saving Account Cash Management in the US
For people who are more risk-averse, putting extra cash into low-risk savings options that fit their needs can be a smart move. It’s also best to balance higher-risk and lower-risk...
Greenlight | Debit Card for Kids with Cash Back, Investing, and Savings — Earn a $30 Signup Bonus [2022.8 Update: Fatcoupon $41 Cash Back Returns]
The offer is back and now pays $41 cash back. In theory, an account’s own refer offer and a shopping portal should stack. Just open both pages in the same browser....
[Being Discontinued] Cheese Debit Card Review (Easy Card-Linked Cashback)
Many users have now received emails saying this service is shutting down. After August 15, purchases will no longer earn cashback. After September 10, this card can no longer be us...
How to Close a US Bank Account (Checking or Savings)
Bank accounts—especially checking accounts—usually don’t earn much if you’re not actively using them, and some even charge monthly fees. There’s also the risk of debit card fraud,...
Hodlnaut Crypto Platform Suspends Withdrawals
Hodlnaut, a cryptocurrency platform, has announced a temporary suspension of withdrawals. In other words, the cash and crypto in your account cannot be withdrawn at this time. In s...
