Chase 商业支票账户持有人目前可激活一项账单支付奖励,完成条件后可额外获得 $250。常见的账单支付场景,如信用卡账单或水电费,通常都可尝试。

Chase Business Checking Bill Pay $250 活动页面

目前这项开户奖励分为 $750 / $500 / $300 三档,对应不同的存款要求。

Chase Business Checking $500/$300 开户奖励页面另一个奖励上限高一点,需要的存款也多一点 Chase Business Checking $750/$300 开户奖励页面

要想获取开户奖励,需要 30 天内存入 $2,000/$10,000/$20,000,至少保持 60 天。另外还需要 90 天内满足 5 次有效账户活动。最简单就是关联的借记卡任意消费五次就行。其他的就是使用 QuickDepositSM(拍照存款支票),使用 ACH 或者 Wire 或者账单支付。

*Qualifying transactions include debit card purchases, Chase QuickDepositSM,3 ACH (credits) , wires (credits and debits) , Chase OnlineSM Bill Pay4 and Chase QuickAccept®. QuickAccept card payments are combined into one daily qualifying transaction.

特别注意,Zelle 是不算的 

The following are not considered qualifying transactions: ACH (Debits) , Person to Person payments such as Zelle®

这个奖励挺不错的,我已将其加入到银行账户开户奖励排行榜

银行账户开户奖励排行榜

关于 Chase Business Checking

Chase 大家应该都很熟悉,就不多介绍了。他家的商业支票账户也提供不错的开户奖励,所以这里单独开一篇介绍一下。他家也是 FDIC 的,所以无需担心

Chase Business Checking 账户页面

开户和奖励

开户奖励

见文章开头

开户材料

开户过程中需要提供驾照或者 ID、SSN,需要填写一些商业相关的问题。如果你已经有 Chase 账户,可以登录,保存申请。

Chase Business Checking 账户类型说明

账户区别

开设下面三种账户都满足条件,取决于你的商业规模。一般开个 Complete Banking 就行了,免月费的要求最低。Complete 月费 $15,满足下面的要求可以免除

  •  特定账户:Maintain a linked Chase Private Client Checking℠ account, (B) Meet Chase Military Banking requirements

满足下面任意一个条件:

  • 账户中至少 $2000 余额。Maintain a Minimum Daily Ending Balance of at least $2,000 in the Chase Business Complete Checking account each business day during the monthly statement period, excluding the last business day of the statement period;
  • 每月至少有 $2000 存款。Have at least $2,000 of aggregate eligible deposits (net of chargebacks, refunds, or other adjustments) into the Chase Business Complete Checking account, at least one day before the end of the monthly statement period,
  • 在 Ink Business 卡上消费 $2000 每个月。Spend at least $2,000 on eligible Chase Ink® Business card purchases in the most recent monthly Ink card billing cycle, which may be different than your Chase Business Complete Checking
Chase Business Checking 申请页面

申请

申请商业支票账户比一般的商业信用卡要稍微严格一点,因为可能涉及到洗钱之类的事情。这里还是建议有绿卡或者是公民再考虑申请,以免对身份造成不必要的影响。有公司就使用公司的 EIN 申请,如果没有的话,估计使用 SSN 当做 Sole Proprietor(相当于个体户)也是能够通过的。

类似的可以看我们针对个人商业信用卡的分析和介绍,差不多一个意思

申请链接

  • 见文章开头